Cheapest van finance

If you’re in search of a van on a tight monthly budget, these little load-luggers should deliver for you - for less than you might think

Gavin Braithwaite-Smith
Mar 9, 2021

Vans come in all shapes and sizes. Fortunately, the same can be said about finance deals, because some small vans are available for as little as £100* per month. Even medium vans with a decent payload are available for well under £300* per month, so a decent van needn't put a massive dent in your profit and loss account.

We’ve pulled together a list of the cheapest van finance deals on BuyaCar, with prices ranging from £100* per month to £300* per month. Once you’ve chosen the van that’s right for you, you can order it online and we can deliver it to your door with minimum fuss, so you won’t have to down tools while you lose days travelling around to view different vans.

Cheap van finance deals

1. Ford Fiesta Van

Used deals from £8,058
Monthly finance from £190*

Not only is the Ford Fiesta Van one of the cheapest vans you can purchase on finance, it’s also one of the most car-like. This delivers pros and cons, since you can't fit that much in the back compared with larger models, but if you’re after a van that’s small and nippy, the Fiesta Van is one of the best options.

Launched in 2009, this generation of Fiesta Van received a comprehensive facelift in 2012, with improved styling, changes to the interior and the addition of a frugal 1.5-litre 'TDCi' diesel engine. Alloy wheels were available for the first time, although most buyers stuck with the standard wheel trims.

A budget of around £150* per month is enough to get you a later 2016 1.5 TDCi model with up to 50,000 miles on the clock. It drives as well as a Ford Fiesta passenger car, with an interior to match. Economy of around 50mpg is likely, which means you shouldn't have to spend much on fuel, as is the fact that you’ll enjoy travelling between jobs as the Fiesta is a fun car to drive.

2. Peugeot Partner

Used deals from £8,495
Monthly finance from £175*

This version of the Peugeot Partner was on sale from 2008 until 2019, during which time it became one of the best-selling vans of this size. Like the Fiesta, it’s based on the platform of a car, this time in the shape of the Peugeot 308, which means it's sharper to drive than most vans.

Not that you can see this from the outside. The cargo area is of good size and able to carry loads of up to 850kg. The current Peugeot Partner can carry more, and it comes with a nicer interior, but you’ll pay more for the privilege, so if you're on a budget, this version should serve you well.

A budget of £150* per month is enough to secure a 2016 van with up to 70,000 miles on the clock. The Partner was facelifted in 2015, with the range benefitting from efficient new and more powerful Euro 6 diesel engines. Look out for examples with the clever 'Multi-flex' front seat option, as these offer seating for three.

3. Citroen Berlingo

Used deals from £8,995
Monthly finance from £218*

We couldn’t quite copy and paste the information for the Peugeot Partner to use for the Citroen Berlingo, but these vans are very closely related. This is no bad thing, because these French vans deliver an excellent blend of practicality and low running costs.

This version of the Berlingo was on sale for a decade, although there were significant updates in 2013 and 2015. The second facelift is the most important, as this introduced cleaner and more powerful engines designed to comply with Euro 6 emissions regulations. With that in mind, keep an eye out for later models if you want the most up-to-date model.

Payload varies according to the model, but a heavy duty version can manage up to 896kg. The standard Berlingo is good for 625kg, while the L2 has a maximum cargo weight of 750kg. A budget of £150* per month is enough for a 2017 model, so you get a decent amount of space for your money with the Berlingo.

4. Renault Kangoo

Used deals from £7,995
Monthly finance from £189*

Aside from a facelift in 2013, the Renault Kangoo that was available to buy new in 2020 was pretty similar to the Kangoo that launched in 2008. This makes it one of the longest-serving small vans in the UK. It also means that if you don't have much to spend, there's little reason to spend more than you need to getting the newest possible Kangoo when older, cheaper models are barely any different. That said, a new Kangoo is set to arrive in 2021.

There are three body lengths and one roof height, with payloads ranging from 650kg to 800kg, depending on the model. Meanwhile, the shortest Kangoo can swallow a Euro pallet, while the Maxi version can handle two.

Choosing a post-2016 Kangoo will ensure your van is powered by a 1.5-litre 'dCi' diesel engine that meets Euro 6 emission standards, which should help protect you from several diesel emissions charges (if this is important to you, always check the specific number plate of the model you're considering to make sure it meets the relevant emissions standard), but it’s worth noting that 'ZE' electric versions are available for less than £200 per month, so you may want to consider one of these if you want a zero-emission van for local deliveries.

Be aware that ZE models require you to pay a monthly fee for the battery, though in return you're covered if the battery's ability to hold charge drops below a certain level, as it's Renault's responsibility to replace the battery should that happen.

5. Ford Transit Courier

Used deals from £9,479
Monthly finance from £204*

For only a modest increase in price, you can upgrade from the Ford Fiesta Van to the more practical Ford Transit Courier. It launched in 2014, and it’s the smallest Transit you can buy, sitting below the Transit Connect, Transit Custom and large Transit.

It’s based on the Fiesta, so you get some of the car-like characteristics of a passenger car in terms of how it drives. You can even get a Transit Courier with the impressive turbocharged 1.0-litre 'EcoBoost' petrol engine found in many Fiesta models, which is great for urban duties. It’s a bit underpowered for dealing with heavier loads, but the 1.5 and 1.6 'TDCi' diesel engines are ideal for heavy duty tasks.

Early models could swallow loads of up to 660kg, but this was reduced to 590kg as part of the 2018 facelift, so stick to older models to get the maximum possible payload. Spending up to £200* per month should be enough for a Transit Courier registered in 2016 or 2017.

6. Fiat Doblo

Used deals from £8,194
Monthly finance from £169*

The Fiat Doblo is one of the most versatile small vans you can get. In fact, if it wasn’t Italian, we’d call it the ‘Swiss Army Knife’ of the compact van market. You can select from short and long versions, high and low roofs, a chassis cab, and even pick-up and passenger versions.

It’s been on sale since 2010, although a comprehensive update in 2015 means that newer Doblos feel far more modern than the older versions. Improved styling and better soundproofing are two of the most significant changes.

The maximum payload is 750kg to 1,000kg, depending on the model, while the 1.3-litre and 1.6-litre 'MultiJet' diesel engines are punchy and efficient. It’s certainly showing its age compared with some newer rivals, especially in terms of its interior and safety equipment, but a budget of £175* per month is enough to get you a 2018 model and at that price point it's a strong choice.

7. Vauxhall Combo

Used deals from £7,495
Monthly finance from £185*

Not to be confused with the new Vauxhall Combo Cargo, this version of the Vauxhall Combo was on sale from 2012 until 2018. If it looks familiar, it’s because it’s essentially a rebadged Fiat Doblo. This means it offers similar pros and cons, although unlike the Fiat, this version of the Combo is no longer on sale.

In common with the Doblo, there are two lengths and two heights, along with the availability of four engines. The 1.3-litre 'Ecoflex' engine is the most efficient, but the 2.0-litre diesel is ideal for heavier loads. There are also a pair of 1.6-litre engines to provide the best of both worlds.

Look out for Combos in Sportive trim, as these feature sportier styling, air-conditioning and more comfortable seats. Prices start from as little as £100* per month, although £150* per month is a more realistic figure.

8. Mercedes Citan

Used deals from £8,995
Monthly finance from £218*

Fancy a small van with a posh badge? The Citan is the only Mercedes van to creep below the £200* per month budget, although you’ll need to spend around £250* per month to secure a 2018 example with up to 30,000 miles on the clock.

What’s the catch? Well, the Citan is essentially a heavily reworked version of the Renault Kangoo, although don’t let that put you off. The Kangoo is a good van in its own right and Mercedes has done a thorough job of bringing the van up to the standards you’d associate with the German brand.

There are various body options available, along with a range of efficient Renault-sourced petrol and diesel engines. Other small vans are slightly cheaper, but the Mercedes badge should create the right impression for your business.

*Representative PCP finance - Ford Fiesta:

48 monthly payments of £192
Deposit: £0
Mileage limit: 8,000 per year
Optional final payment to buy car: £2,923
Total amount payable to buy car: £11,926
Total cost of credit: £2,426
Amount borrowed: £9,500
APR: 9.9%

BuyaCar is a credit broker, not a lender. Our rates start from 6.9% APR. The rate you are offered will depend on your individual circumstances.

 

Read more about:

Latest best cars & vans

  1. Best cars with high torque

  2. Best cars with adaptive cruise control

  3. Best cars with reclining back seats