Van finance deals

Looking for a used van that delivers? Here are eight of the most popular and best value vans on finance, including the Transit and Sprinter

Gavin Braithwaite-Smith
Mar 5, 2021

The Ford Transit is by far and away the most popular van in Britain. From plumbers to builders, and delivery drivers to electricians, the Transit is as hardworking as the tradespeople who have come to rely on it. It’s not known as the ‘backbone of Britain’ for nothing.

It faces stiff competition from the likes of the Mercedes Sprinter, Vauxhall Vivaro and Volkswagen Transporter, however, all of which can be found in the nation’s industrial estate car parks. The fact these models sell so well means that these can be fantastic value used and there are plenty of second-hand models to choose from.

You’ve come to the right place if you’re looking for a great deal on a used van. Our dedicated vans section offers everything from small car-based vans for around £100* per month on PCP finance, to a luxury van with all the trimmings.

We’ve pulled together a list of finance deals on the UK’s best-selling vans, so you can see what you can get for your money with a second-hand van. We’ve stuck to a top budget of £300* per month here, but BuyaCar allows you to search for vans at both higher and lower price points.

Used van finance

1. Ford Transit Custom

Used deals from £11,816
Monthly finance from £284*

The Ford Transit Custom is the UK’s best-selling van, with 2020 sales nearly double that of the vehicle in second place; the Mercedes-Benz Sprinter. It’s worth noting that the standard Ford Transit - which is larger than the Custom - is the country’s third best-selling van, so Ford really does dominate the commercial market in the UK.

As our guide to the different types of Ford Transit explains, the Custom is the van most people think of when the Transit name is used. There are two lengths, two heights, and it can be specified as a five-seater double cab van, as well as a Kombi with seating for up to nine people.

A budget of £300* per month is enough to secure a 2018 Transit Custom with around 50,000 miles on the clock or less. It’s worth stretching a little to get a later model, because the 2018 facelift included a complete interior redesign and an improved tablet-style media system. In common with other vans, the ride is a little bouncy when there’s nothing in the back, but all versions feel remarkably car-like to drive. Crucially, the Transit Custom has one of the best payload ratings for this type of van.

2. Mercedes Sprinter

Used deals from £21,250
Monthly finance from £435*

The Mercedes-Benz Sprinter is as good at holding its value as it is holding on to whatever is being carried in its vast load area. If the Ford Transit Custom is the daddy of medium vans, the Sprinter is the boss of the large van world. It’s more popular than the large Ford Transit.

What’s the appeal? The badge certainly helps, as does the way it feels on the move. It has a quality feel, with a raised driving position that gives it the height edge over the increasing number of SUVs on the road. It also happens to be one of the safest vans you can buy - even Crosswind Assist, which helps the van to head straight, even in strong side winds, comes as standard on the Sprinter on sale from 2013 to 2018.

Because it retains its value so well, the £300* per month budget won’t be enough to secure a third-generation Sprinter, which was introduced in 2018. But fear not, because the second-generation Sprinter is built to last and powered by a range of strong and efficient four- and six-cylinder diesel engines.

3. Vauxhall Vivaro

Used deals from £10,995
Monthly finance from £265*

A budget of £300* per month will go further if you’re financing a Vauxhall Vivaro. It’s likely to be enough for a 2017 model with around 30,000 miles on the clock. Some may even be new enough to have the remainder of Vauxhall’s three-year manufacturer warranty.

As a bonus, the Vauxhall Vivaro is built in Britain, so you’ll be doing your bit for national pride. It’s a rival to the Ford Transit Custom, which makes it the second most popular medium van.

There are four versions of the 1.6 'CDTi' diesel engine, including a pair of excellent BiTurbo versions. These are ideal for those who carry heavy loads or spend a lot of time on the motorway. Euro 6 engines were introduced in 2016, with each one benefitting from a modest power upgrade. It’s not as nice to drive as the Transit Custom, or as plush as a Volkswagen Transporter, but the Vivaro scores highly for its large load area and efficient engines.

4. Volkswagen Transporter

Used deals from £17,500
Monthly finance from £396*

A strong image means the Volkswagen Transporter has managed to conquer both the lifestyle and commercial vehicle markets. Turn into a Cornish seaside car park, and it won’t be long before you spot a Transporter with a few surf stickers on the back.

Like the Sprinter, it’s very good at holding its value, so you’ll need to up the budget to get a T6.1 model, introduced in 2019. For £300* per month, you’re likely to secure a 2015 model in entry-level Startline trim. Standard kit includes Bluetooth connectivity, a digital radio, a five-inch touchscreen media system, remote central locking and a suite of safety features. Trendline and Highline models are the most desirable.

You can choose from a short wheelbase, low roof version, to a long wheelbase, high roof model, with numerous options in between. Maximum payloads are between 658kg and 1,331kg, depending on the model. Overall, few vans offer the same blend of quality, image and safety.

VOLKSWAGEN TRANSPORTER BUYERS' GUIDE

5. Ford Ranger

Used deals from £15,995
Monthly finance from £377*

The Ford Ranger has been on sale since 2011, so although there were comprehensive updates in 2016 and 2019, the pick-up you get today will be based on the same platform it used a decade ago. That's not a bad thing, but if you want the most up-to-date version, keep an eye out for post-2016 and post-2019 models.

It’s not Britain’s most popular pick-up without good reason. There’s a Ford Ranger for everyone, from a basic version with steel wheels and a hose-down load area, to a glitzy model designed for doing lifestyle things at the weekend. There’s even a high-performance Ranger Raptor, with sporty styling and the performance to match.

A budget of £300* per month should be enough to secure a 2015 double cab model, most likely powered by a 2.2-litre 'TDCi' diesel engine. A larger 3.2-litre five-cylinder diesel engine sold in bigger numbers and is the ideal choice if you intend to make full use of the 3,500kg towing capacity.

FORD RANGER BUYERS' GUIDE

6. Peugeot Partner

Used deals from £7,250
Monthly finance from £179*

Although the Peugeot Partner shares a platform with the Vauxhall Combo Cargo, Toyota Proace City and Citroen Berlingo, it feels a cut above its siblings. It’s all thanks to the interior, which has the same smart design and layout as Peugeot’s passenger cars.

There are two body lengths (Standard L1 and Long L2), along with four trim levels; S, Grip, Professional and Asphalt. The 1.2-litre 'Puretech' petrol engine is perfect for the city, while the 1.5-litre 'BlueHDi' diesel engine is more suited to those who need to carry heavier loads and do lots of motorway driving. Bank on carrying as much as 1,000kg, depending on the model.

The really good news is that £300* per month will go a long way with a Partner. It’s enough to secure a 2019 model, which benefits from the remainder of Peugeot’s three-year warranty. With BuyaCar, this small delivery van could be, er… delivered to your door within days, too.

7. Citroen Berlingo

Used deals from £7,495
Monthly finance from £185*

Having told you that the Peugeot Partner is superior to the Berlingo, we’re going to explain why the Citroen is worthy of your attention, too. It all comes down to the interior, which is more workmanlike than the Peugeot’s fancy 'i-Cockpit' design, which features a small wheel and dials that you look at over the wheel. Many drivers will appreciate the simpler layout.

Like the Partner, the Berlingo is available in two lengths: M or XL. A payload of up to 1,002kg is available, depending on the model, with two types on offer. The Worker features Grip Control and raised ground clearance, making it ideal for people who need to venture off-road or simply navigate unpaved building sites. The Driver is designed for long trips and urban journeys, offering increased comfort and tech.

We’d recommend getting a Berlingo registered after the update in September 2019, as these feature new engines that meet Euro 6 emissions regulations. A budget of £300* per month could be enough to secure a 2019 or even a 2020 model.

8. Ford Transit Connect

Used deals from £8,995
Monthly finance from £206*

The Ford Transit Connect is the Transit Custom’s little brother, designed for people who need a small van, albeit one that's still pretty reasonably sized compared with most smaller commercial vehicles. It launched in 2013, but an update in 2018 keeps it current. If you enjoy driving, the Transit Connect is the van for you.

A budget of £300* per month is just enough to secure a 2018 model, which is the one we’d recommend. Tweaked styling, improved engines and a revamped interior are the highlights of the comprehensive facelift that makes the newer versions feel far more up-to-date.

The 1.5-litre 'EcoBlue' diesel engine is a terrific choice for carrying large loads, while the 1.0-litre 'EcoBoost' turbocharged petrol engine is ideal for urban use. That said, diesel is by far the more popular choice, so the one you're more likely to find on the used market, and you can look forward to strong fuel economy of around 60mpg with this engine, making it a good choice for those racking up the miles.

*Representative PCP finance - Ford Fiesta:

48 monthly payments of £192
Deposit: £0
Mileage limit: 8,000 per year
Optional final payment to buy car: £2,923
Total amount payable to buy car: £11,926
Total cost of credit: £2,426
Amount borrowed: £9,500
APR: 9.9%

BuyaCar is a credit broker, not a lender. Our rates start from 6.9% APR. The rate you are offered will depend on your individual circumstances.

 

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