Scrappage Schemes 2020 - don't scrap, buy used

Looking to replace you old car? Save more money with our pre-reg part-exchange deals than if you opt for a manufacturer scrappage scheme

John Evans
Dec 3, 2019

Car scrappage, where new car dealers and car makers tempt you into a new vehicle by giving you a fixed price, or allowance, for your older, more polluting one before then scrapping it, is back.

Car makers offering the allowances include Citroen, (£5,000 against selected models) and, depending on the model being purchased, Ford (£2,000-£6,000), Hyundai (£300-£4,000), Kia (£2,000-£2,500), Mazda (£2,500-£6,000), MG (£2,000-£2,500) and Renault (£1,000-£3,000). To qualify, the petrol or diesel car being scrapped must conform to the old Euro 1-4 emissions standards, so is likely to have been registered before 31 December 2009. Generally speaking, slower-selling and less popular models attract the biggest allowances.

If you’re a London resident it’s worth noting that Citroen’s allowance can be topped up by the city’s new scrappage scheme that offers low-income and disabled drivers a £2,000 allowance on cars that don’t meet the new ULEZ standards (Euro 4 for petrol cars and Euro 6 for diesels).

Scrappage allowances are popular with car buyers, especially if their old car is worth much less than a dealer might otherwise offer for it and it is fit only for the scrapheap. However, if the car is worth more, scrapping it is likely to add up to a significant waste of money. In such cases, you might be better off selling the car privately for more money and negotiating a large discount on its new replacement.

Another option is to part-exchange the car against a nearly new or pre-registered model at much less cost. By pre-registered, we mean cars that have only recently been registered by dealers and which have delivery mileage only.

 

So confident are we that you could save money with a great value pre-reg finance deal that we've taken it upon ourselves to compare manufacturers’ scrappage savings on brand new cars with BuyaCar deals on pre-registered ones.

In these few examples alone, BuyaCar savings over manufacturers’ scrappage deals range from £505 on a city car to as much as £6,410 on an MPV. However, it’s only fair to point out that some scrappage allowances are available in combination with other discounts, too.

Meanwhile, thanks to BuyaCar’s buying power, the savings it offers on pre-registered cars are combined with low interest finance and a deposit contribution. Not only that, but BuyaCar will also take your old car in part-exchange, offering you a competitive price based on its condition, a figure that could be higher than the scrappage allowance. Or you can sell your old car yourself, possibly for even more money. Either way, buying a pre-registered car could be cheaper than taking the scrappage allowance and buying a new one.

Scrappage versus BuyaCar pre-reg

We’ve compared the prices of seven popular new cars after the appropriate scrappage allowance has been deducted with the same model, pre-registered and with delivery mileage, on BuyaCar. Even across these few cars, savings on BuyaCar average £2,612.

City car

Our pick Kia Picanto 1 1.0

List price £10,045
Kia deal £8,400 after £2,000 scrappage deal
BuyaCar deal £7,895 (19-reg, 1 mile)
BuyaCar pre-reg saves you £505 plus value of your part-exchange

Tidy handling, a smart interior and good practicality define this compact urban hero.

Supermini

Our pick Ford Fiesta 1.0T 125hp ST-Line 5dr

List price £18,570
Ford deal £16,570 price after £2,000 scrappage allowance for your part-exchange
BuyaCar deal £15,480 (19-reg, 22 miles)
BuyaCar pre-reg saves you £1,090 plus value of your part exchange.

Great to drive, economical, well equipped and with a smart interior the Fiesta is a tough act to beat.

Small SUV

Our pick Citroen C3 Aircross 1.2 PureTech 110 Feel

List price £18,515
Citroen deal £13,515 price after £5,000 scrappage allowance for part exchange.
BuyaCar deal £11,999 (19-reg, 10 miles)
BuyaCar pre-reg saves you £1,516 plus value of your part exchange.

Great value, impressively versatile and easy to personalise, the C3 is ticks the boxes for most buyers in this class.

Family hatchback

Our pick Hyundai i30 1.4T 140hp SE Nav

List price £20,955
Hyundai deal £16,955 after £4,000 scrappage allowance for your part exchange.
BuyaCar deal £15,995 (69-reg, 10 miles)
BuyaCar pre-reg saves you £960 plus value of your part exchange

The i30 puts families first with an impressive blend of reliability, comfort and practicality.

Family SUV

Our pick Hyundai Tucson 1.6 T-GDi 177 SE Nav

List price £25,720
Hyundai deal £22,220 after £3,500 scrappage allowance for part-exchange
BuyaCar deal £18,970 (19-reg, 10 miles)
BuyaCar pre-reg saves you £3,250 plus value of your part-exchange

In this hard-fought sector the Tucson stands out for its spaciousness, solid reliability record and value for money.

Saloon

Our pick Mazda 6 2.0 Sport Nav+

List price £26,395
Mazda deal £21,395 after £5,000 scrappage deal
BuyaCar deal £19,995 (19-reg, 25 miles)
BuyaCar pre-reg saves you £1,400 plus value of your part-exchange

An impressive level of standard equipment, a roomy cabin and stylish looks are this saloon’s standout features.

MPV

Our pick Ford S-Max 2.0 TD EcoBlue 190 Titanium auto

List price £40,660
Ford deal £36,410 after £4,250 scrappage deal
BuyaCar deal £30,000 (19-reg, 10 miles)
BuyaCar pre-reg saves you £6,410 plus value of your part-exchange

Space with pace – the S-Max is still an impressive alternative to an SUV.

 

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