Cars with the best resale value

Find a car that holds on to its value and you could be in line for low finance payments: these are the cars with the best resale value

John Evans
Aug 31, 2018

It’s well known that a car loses a chunk of money the moment it’s registered and becomes a used vehicle. This loss is known as depreciation and is motorists’ biggest single expense, outstripping fuel costs, servicing and insurance.

Not all cars lose money at the same rate, though. Factors that increase depreciation include how unpopular a model is, how weak its brand image is (for example, a Ford has a weaker image than a BMW) and how heavily it is discounted from new.

It's easy to see a car's exoected depreciation thanks to the popularity of personal contract purchase (PCP) finance. Repayments are low because they only cover the value that a car is expected to lose during the agreement - its depreciation. At the end, you can return the car or buy it for the remainder of the cost

You can reduce minhtly payments by choosing a car that depreciates slowly, although this can mean that the final cost to buy is higher.

We asked CAP HPI, which monitors used car values, which cars depreciate the slowest over three years and 60,000 miles. These cars should make great PCP deals because the portion of the car’s price you have to finance is reduced.

In each category, we'bve highlighted the car that loses the least amount oif money in total - which are usually the cheaper cars to start opff with. QWe've also highlighted the cars that hold on to the highest proportion of their new price.

CITY CAR

Best resale value as percentage of new price
Hyundai i10 1.2 Premium 5dr Auto (2014 - 2017)
New price: £11,740
Worth: £5,350 (45.6%) after three years/60k miles
Has lost: £6,390
Neat styling, practical, a long warranty, a reasonable new price and good to drive – just some of the reasons the i10 is a winner in the depreciation stakes. Automatics are rare cars, too, and have always commanded a premium on the used car market.

Loses least money
Kia Picanto 1.25 2 EcoDynamics 5dr (2015 - 2016)
New price: £10,690
Worth: £4,725 (44.2%) after three years/60k miles
Has lost: £5,965
A low new price, Kia’s industry-leading seven-year warranty and the fact that the little Picanto is just so appealing puts the brakes on your cash losses.

Runner-up
Volkswagen up! 1.0 High Up 5dr ASG (2012 - 2016)
New price: £12,570
Worth: £5,625 (44.7%) after three years/60k miles
Has lost: £6,945
SUPERMINI
Best resale value as percentage of new price
Audi A1 1.4 TFSI 140 Black Edition 5dr (2013 - 2014)
New price: £20,575
Worth: £10,950 (53.2%) after three years/60k miles
Has lost: £9,625
CAP may have spotlighted an old A1 here but you can safely assume Audi’s smallest car is a slow depreciator regardless. It helps that it’s the more practical five-door model as distinct from the smaller three-door, and that the engine is a mid-power petrol rather than a diesel. This and the fact that Audi’s image is extremely strong among car buyers.

Loses least money
Honda Jazz 1.3 S 5dr (2015 - 2017)
New price: £13,740
Worth: £6,875 (50.0%) after three years/60k miles
Has lost: £6,865
Fifty per cent depreciation after three years is an impressive performance which, combined with the Jazz’s low price, means it comes out on top in terms of hard cash saved.

Runner-up
MINI hatchback 2.0 John Cooper Works 3dr (2015 - 2018)
New price: £23,525
Worth: £12,400 (52.7%) after three years/60k miles
Has lost: £11,125

FAMILY HATCHBACK
Best resale value as percentage of new price
Mercedes A-class A45 4Matic 5dr Auto (2013 - 2015)
New price: £37,960
Worth £21,400 (56.4%) after three years/60k miles
Has lost £16,560
Few would have believed that Mercedes’ insanely expensive hot hatch would ever have been worth over 56% of its new price after three years, but that’s a strong image and a great car for you.
Loses least money
Toyota Prius 1.8 VVTi T3 5dr CVT Auto (2009 - 2015)
New price £21,940
Worth £12,050 (54.9%) after three years/60k miles
Has lost £9,890
Strong demand for used Prius models ensures prices are high and the car loses less money from new.

Runner-up
Audi A3 1.2 TFSI S Line 5dr (2013 - 2014)
New price £22,220
Worth £11,200 (50.4%) after three years/60k miles
Has lost £11,020

EXECUTIVE SALOON
Best resale value as percentage of new price
Lexus IS 300h Advance 4dr CVT Auto (2015 - 2016)
New price £32,190
Worth £16,150 (50.2%) after three years/60k miles
Has lost £16,040
The IS is a stylish and sophisticated car that performs strongly in owner satisfaction surveys. Combined with the car maker’s tight control on new car supplies and discounting it means the IS retains over 50% of its new price after three years, an impressive performance.
Loses least money
Jaguar XE 2.0 SE 4dr Auto (2015 - 2017)
New price £26,580
Worth £12,450 (46.8%) after three years/60k miles
Has lost £14,130
Great value and a great car: just two reasons the XE loses less of your money.
Runner-up
Mercedes C-class C200 Sport 2dr Auto (2015 - 2016)
New price £33,030
Worth £15,950 (48.3%) after three years/60k miles
Has lost £17,080

SMALL SUV
Best resale value as percentage of new price
Suzuki Jimny 1.3 VVT SZ4 3dr Auto (2009 - 2018)
New price £14,744
Worth £8,350 (56.6%) after three years/60k miles
Has lost £6,394
Compact, capable, characterful and great value for money – the little Jimny is in a class of its own, which is why it’s worth an amazing 56.6% of it new price after three years. This is the old model but the new one coming soon is sure to perform just as well.
Loses least money
Dacia Duster 1.6 Access 5dr 4X4 (2014 - 2015)
New price £11,090
Worth £5,550 (50.0%) after three years/60k miles
Has lost £5,540
A genuine car buyer’s hero, the Duster is not only dirt cheap new but depreciates so slowly that it’s still worth half its new price in hard cash after three years.

Runner-up
Suzuki Vitara 1.6 SZ5 5dr (2015 ----)
New price £19,284
Worth £9,575 (49.7%) after three years/60k miles
Has lost £9,709
COMPACT SUV
Best resale value as percentage of new price
Honda HR-V 1.5 i-VTEC EX 5dr (2015 ----)
New price £24,555
Worth £12,950 (52.7%) after three years/60k miles
Has lost £11,605
The original HR-V was a special car and so today’s version is proving to be, too. Compact, good to drive and in the shadow of its more plentiful sibling, the CR-V, it goes about its business quietly and efficiently, being worth over 50% of its new price after three years.

Loses least money
Mazda CX-3 2.0 Sport Nav 5dr (2015 - 2018)
New price £20,640
Worth £10,400 (50.4%) after three years/60k miles
Has lost £10,240
The CX-3 has a genuinely premium look and feel. It’s not the best in its class but it is the most rounded and one that appeals especially to private buyers who help shore up used car prices.
Runner-up
Kia Sportage 1.6T GDi GT-Line 5dr [AWD] (2016 - 2018)
New price £24,340
Worth £12,650 (52.0%) after three years/60k miles
Has lost £11,690
CONVERTIBLE
Best resale value and loses least money
Porsche Boxster 3.8 Spyder 2dr (2015 - 2016)
New price £60,459
Worth £44,700 (73.9%) after three years/60k miles
Has lost £15,759
An outstanding image, unbeatable ability and high demand. The result, a car that is worth an astonishing 73.9% of its new price after three years. It means that even costing over £60,000 this Boxster loses less of your cash.
Runners-up
Porsche Boxster 3.4 GTS 2dr PDK (2014 - 2016)
New price £56,223
Worth £34,500 (61.4%) after three years/60k miles
Has lost £21,723
Porsche 911 Black Edition 2dr PDK (2015 - 2015)
New price £86,514
Worth £53,100 (61.4%) after three years/60k miles
Has lost £33,414

ELECTRIC
Best resale value as percentage of new price
Tesla Model S 60kWh 5dr [Nav] (2015 - 2015)
New price £55,880
Worth £31,300 (56.0%) after three years/60k miles
Has lost £24,580
Zero discounting from new coupled with the Model S’s unique position in the market, complete with dedicated charging network, explains why this car retains an impressive 56% of it new price after three years. It’s quite a feat given how quickly most electric cars depreciate.
Loses least money
VW e-Golf 5dr Auto (2014 - 2016)
New price £31,625
Worth £13,400 (42.4%) after three years/60k miles
Has lost £18,225
This Golf’s 42.2% value at three years is pretty good for an electric car and in combination with its reasonably competitive new price, explains why it loses the least money here.
Runner-up
BMW i3 5dr auto (2013-2016)
New price £30,925
Worth £10,300 (33.3%) after three years/60k miles
Has lost £20,625

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