Best used cars for under £300 per month

The best cars under £300 a month don't come much better than these

Simon Ostler
Dec 10, 2020

Are you hunting for your perfect car? With a budget of £300 per month, chances are you'll able to find it with some of the excellent deals on Buyacar.

Saving £300 per month to spend on a new car could be as easy as taking a packed lunch to work each day, or walking that extra mile instead of catching the bus. At an average of just £10 per day, it's the kind of saving you could make without batting an eye-lid.

It's also the kind of saving that could see you sat in the driver's seat of a Range Rover Evoque or even a Mercedes E-Class - cars that on the face of it seem incredibly upmarket - with a typical 4-year PCP finance contract and only a small initial deposit.

These prices are based on PCP agreements with an 8,000 mile-per-year limit (7.9% APR) at the time of writing, but be aware that monthly payments are subject to credit checks. Of course, all of these deals can be adjusted to meet your own needs.

In fact, we've put together this list of 10 excellent examples of great cars you could be driving for less than £300 per month, read on to find our great deals on some of the best cars available for less than £300 per month.

Best used cars for under £300 per month

1. Range Rover Evoque

Best used car under £300 per month for the fashion-conscious

Our pick Range Rover Evoque Pure
Used deals from £17,150
Monthly finance from £248*

First up is the glitz and glamour of the Range Rover fleet. The Range Rover Evoque has become something of a fashion statement since its initial launch in 2011, becoming a staple among the rich and famous.

As a new car, it comes with a very steep price tag - from around £33,000 up to £55,000, so the sensible way to get your hands on one is to head straight to the used market, and there are plenty of options to choose from.

Within this budget in particular, we've gone for Range Rover Evoque models in Pure trim, as these offer halogen headlights, cruise control, an eight-inch touchscreen media display and an eight-speaker sound system, however you can go further down the spec tree and find even cheaper Evoque models.


2. Mercedes E-Class Estate

Best used car under £300 per month for executives

Our pick Merecedes-Benz E220d AMG Line
Used deals from £12,299
Monthly finance from £207*

Family cars don’t come much more luxurious than the Mercedes-Benz E-Class. The upmarket German car maker has continually pushed the boundaries of quality, and the E-Class delivers it in spades.

In estate guise, it offers plenty of practicality, with a huge amount of space in the back. The boot is competitively sized, if not absolutely spectacular, but it will take more than enough luggage for all but the most over-prepared of travellers.

It has one of the smoothest rides within its class, and although you will be restricted to the less powerful E220d within this budget, it still picks up plenty of speed when you need it. Standard equipment includes sat-nav, a reversing camera and leather seats, but keep an eye out for AMG-Line models within budget, as they will come with much more kit and some sporty styling tweaks.


3. BMW i3

Best used car under £300 per month for emission free motoring

Our pick BMW i3 Rex
Used deals from £13,500
Monthly finance from £223*

The BMW i3 is still so modern and up to date that you might struggle to believe that it’s been around since 2013. It can be bought as a pure electric car or as the i3 Rex (short for range extender), with a tiny petrol engine to accompany the electric power. Theoretical range of the pure electric i3 runs to 188 miles, while the range extender officially extends range to 276 miles, but don’t expect to get figures anywhere near this in the real world.

A budget of £300 per month will just about squeeze you into a 2016 model, which has an improved charging time (around three hours from a fast-home charger) over older models. Aim for a range extender (Rex) model if you can find one to reduce the need to charge quite so often.


4. Ford Focus

Best used car under £300 per month for families

Our pick Ford Focus 1.0-litre Ecoboost ST Line
Used deals from £13,199
Monthly finance from £173*

This is perhaps the best deal on this list. For less than £300 per month you can get your hands on a barely used Ford Focus in ST Line trim. So popular is the Focus that, even though it was only released in 2018, there are still hundreds of examples on the used market.

Not only are you getting a virtually new car, but you are also getting it with some of the best engines in the range. The 125hp 1.0-litre Ecoboost petrol engine brings plenty of performance while the 1.0-litre EcoBlue diesel delivers the best economy a Ford Focus can give you.

We recommend the ST Line trim in partcular because you also get some very styling upgrades around the bumpers, 17-inch alloy wheels and a rear spoiler, as well as a sports steering wheel and alloy pedals inside.


5. Peugeot 308

Best used car under £300 per month for hot-hatch lovers

Our pick Peugeot 308 GT
Used deals Limited stock

Another very tempting offer is this Peugeot 308 in GT spec, a capable and sporty hatchback with plenty of equipment on board.

Because the GT trim is second only to the GTI on the 308 spec tree, you are getting an awful lot of car for you £300 per month budget. For starters you get a 1.6-litre petrol engine with over 200hp - also known as plenty- and the addition of twin exhuast pipes gives it an extra sporty twist.

Inside, you get all the basics, including a 9.7-inch touchcscreen, air-conditioning and sat nav, but the GT trim also gets you autonomous emergency braking and adaptive cruise control, you also get some sharp looking red-stiching on the upholstery.


6. Citroen Grand C4 SpaceTourer

Best used car under £300 per month for 7-seat thrills

Our pick Citroen Grand C4 SpaceTourer Touch Edition
Used deals from £13,300
Monthly finance from £189*

Another nearly-new car, and this time it's the Citroen Grand C4 SpaceTourer. We've gone for it in Touch Edition trim, and we're pleased to say that for under £300 per month you can get hold of one of these with virtually no miles on the clock.

In terms of its credentials, the Grand C4 SpaceTourer is a very capable seven-seater that offers shed loads of space within a very stylish and chiselled physique, making it hugely comfortable to sit in for all seven passengers, but also comfotable to drive around even the tightest of city streets.

As expected from a car this size, practicality is through the roof - there are three Isofix points - and you get climate control, parking sensors, Android Auto and Apple CarPlay support.


7. Volvo S90

Best used car under £300 per month for Scandi-cool

Our pick Volvo S90 D5
Used deals from £14,495
Monthly finance from £207*

While other cars on this list compete with one another for driving excitement or tyre-shredding acceleration, the S90 goes for a more relaxing approach. The minimalist interior is a serene place to spend hours in complete comfort, aided by the soft suspension, which soaks up bumps and potholes with aplomb.

Unsurprisingly for Volvo, it’s also very safe. Euro NCAP awarded it five stars, and it even has an advanced emergency braking system that can detect both humans, and large animals. A budget of £300 will get you in and around models from 2018.


8. VW Touareg

Best used car under £300 per month for towing

Used deals from £19,497
Monthly finance from £341*

A brand-new Vokswagen Touareg is a considerable investment from new, and that makes getting one on the used market a very, very sensible alternative. But while the older Touareg is considerably cheaper on the used market, it doesn't lose any of its appeal.

The old model isn’t quite as big, or as up-to-date inside as the new model - as you'd expect - but it still represents an excellent option for a large SUV for less than £300 per month. Towing is made easy thanks to large and powerful diesel engines, and the inteior is still high quality, if lacking some of the more cutting edge technology you'd find on other models on this list (such as Apple CarPlay).


9. Seat Alhambra

Best used car under £300 per month for seven-seatists

Used deals from £12,950
Monthly finance from £208*

Fashionable and thirsty SUVs have replaced the humble and humdrum MPV as the de facto weapon of choice for transporting seven people.

And while SUVs look tough, they are pretty pricey. Class leader is Volvo’s venerable XC90, it's great, but even three year old models start from over £400 per month on BuyaCar. In contrast, you can 2017 Seat Alhambra models for less than £300 per month.

With 658 litres of boot space (with the rear seats folded down), electronic sliding doors, and enough cubbyholes to get lost in, the Seat could share Bear Grylls’ famous mantra of improvise, adapt, overcome.


10. Audi A4

Best used car under £300 per month for small premium family cars

Our pick Audi A4 S Line
Used deals from £14,700
Monthly finance from £228*

The upmarket Audi A4 family saloon offers class leading comfort, loads of useful in-car tech, and a subtle yet sharp design that will make you feel every penny of that £300 per month.

It’s smaller than the other premium family saloon on this list, the Mercedes-Benz E-Class, meaning your budget will stretch further. In fact, you can get yourself a 2017 S Line spec A4 with lower and stiffer suspension, LED headlights and the funky dynamic indicators, albeit with the least powerful petrol engine in the range. If you're able to stretch the budget even further beyond the £300 mark, we'd recommend something with a little more power.


*Representative PCP finance - Ford Fiesta:

48 monthly payments of £192
Deposit: £0
Mileage limit: 8,000 per year
Optional final payment to buy car: £2,923
Total amount payable to buy car: £11,926
Total cost of credit: £2,426
Amount borrowed: £9,500
APR: 9.9%

Buyacar is a credit broker, not a lender. Our rates start from 6.9% APR. The rate you are offered will depend on your individual circumstances.


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