Best used cars for under £250 per month

Sporty hatchbacks, fashionable crossovers, and even hybrids: you can find your perfect used car for under £250 a month

Simon Ostler
Jan 28, 2020

A budget of £250 per month might not sound like a lot in the context of getting a new car, but we've managed to put together a pretty astonishing list of cars that you could be driving for comfortably less than £250 per month.

The best used cars we could find on BuyaCar for under £250 per month include some very high quality - and very desirable - cars. We've picked out 10 of the best among 27799 cars models currently up for grabs.

From classy and refined saloons to hard-hitting hot hatches and cutting-edge hybrids, you really can get your hands on pretty much anything at this price point - and you can be sure they'll be good examples too.

All of the deals below are based on a typical four-year PCP finance agreement, with an 8,000-mile allowance. Read our helpful PCP explainer for all the details.

Best used cars for under £250 a month

1. Jaguar XF

Our pick Jaguar XF Portfolio
Used Jaguar XF deals from £13,990
Monthly finance from £221

Here we have a very genuine competitor to the BMW 3 Series and Mercedes-Benz E-Class and, as you'll see from this list, it comes in at a very reasonable price in comparison - the 3 Series doesn't even make it onto this list.

Not only are you getting a saloon with the kind of quality you would expect from those established German manufacturers, you're also getting a decent - albeit limited - range of engines.

For this £250 per month budget we've picked out XF models with the Portfolio trim, which concentrates on delivering luxury by giving you highly adjustable seats, lot of leather inside and a high-end Meridian sound system.

JAGUAR XF BUYERS' GUIDE

2. Audi A4

Our pick Audi A4 Black Edition
Used Audi A4 deals from £11,599
Monthly finance from £214

The Audi A4 has a lot going for it. For a start, it's strong residual value help to keep it within our £250 per month budget, but aside from that, it also brings that fabled Audi quality.

You get a very strong range of useful engines too. We'd forgo the underpowered 1.4-litre petrol (TFSI) in favour of a more powerful 2.0-litre, or indeed, any of the frugal 2.0-litre diesels (TDI).

For this price range we've found a number of models with the range-topping Black Edition trim. So not only are you getting a high-quality saloon, you'll be looking at some of the best.

Audi A4 buyer's guide

3. Hyundai Ioniq Hybrid

Our pick Hyundai Ioniq Hybrid Premium
Used Hyundai Ioniq deals from £14,496
Monthly finance from £196

When you start thinking about a new car in this day and age it's hard to ignore the growing presence of the hybrid market. Cars like the Hyundai Ioniq Hybrid have become viable alternatives to a Volkswagen Passat or Vauxhall Insignia.

Not only will you save on things like fuel and road tax, hybrids and electric cars are also a good choice for those who spend time driving around London, as you can save on things like ULEZ charges.

We've found a number of Ioniq models in Premium trim which brigs an eight-inch touchscreen, sat-nav, Android Auto and Apple CarPlay compatibility and wireless smartphone charging.

HYUNDAI IONIQ HYBRID BUYERS' GUIDE

4. Mercedes E-Class

Used Mercedes E-Class deals from £12,563
Monthly finance from £197

If the Jaguar XF we suggested above simply doesn't do it for you, the Mercedes E-Class is another option for you.

Mercedes is famed for its exceptional build-quality and luxury interiors. If you’ve been to Germany you might have sat in the back of an E-Class taxi and thought: 'this is nice'.

Well now you have the chance to sit in the driving seat, because we've got plenty of E-Class models available for less than £250 per month on Buyacar.

For this budget, you'll be looking at something between three and five years old, but that's not to say you will be worse off. The E-Class is a high-quality vehicle, and one which has been build to last.

MERCEDES E-CLASS BUYERS' GUIDE

5. Peugeot 508

Our pick Peugeot 508 GT Line
Used Peugeot 508 deals Limited stock

Peugeot's 508 Saloon may not be the most exciting prospect, but up against the likes of the Ford Mondeo, it actually brings a fair amount of appeal, especially in GT Line spec.

Within this £250 per month budget you'll be looking at GT Line trim models with the 2-litre, 150hp diesel engine that brings an acceptable level of performance.

If you're after something that offers a little bit of everything, the 508 might just be for you. It looks pretty sharp too.

PEUGEOT 508 SALOON BUYERS' GUIDE

6. Mazda MX-5 RF

Used Mazda MX-5 RF deals from £15,999
Monthly finance from £240

The Mazda MX-5 RF was only introduced in 2017, yet it still comes in below £250 per month. What you're getting here is the stylish and low-lying appeal of the standard MX-5 but with the addition of a convertible hardtop.

Because the RF is still relatively new, you will be scratching around lower end of the performance tree, but you will still be getting a very appealing little sports car with plenty of power and exciting handling.

For a small car that provides a pure driving experience, there really isn't a better alternative to the MX- 5 RF at this price point.

MAZDA MX-5 RF BUYERS' GUIDE

7. BMW 1 Series

Our pick BMW 1 Series M Sport Shadow Edition
Used BMW 1 Series deals from £14,500
Monthly finance from £221

The BMW 1 Series packages all of the features of the German marque into a very compact hatchback.

You still get all of the quality of a 3 Series, and the BMW badge of course, and it's still incredibly fun to drive. It’s the sportiest of the posh hatchbacks, airing more on the side of driving pleasure than the Mercedes A-Class or Audi A1.

Your £250 per month will get you behind the wheel of a 2018 model in M Sport Shadow Edition trim, which will get you sports seats and some sporty exterior styling. But you will be missing out on the more powerful engines, so bear in mind you might not be driving the fastest 1 Series out there.

BMW 1 SERIES BUYERS' GUIDE

8. Seat Arona

Our pick Seat Arona FR
Used Seat Arona deals from £13,600
Monthly finance from £186

The Arona may be the baby of the Seat SUV range, but that doesn’t mean it’s lacking in punch, especially not in FR spec.

You get a nippy, yet economical 115hp 1.0-litre petrol engine, 17-inch alloy wheels, twin tail pipes, sports seats, sports suspension and a whole load of electronic driver assistance tech. The Arona really does come into it's own at this price point.

Yet. because it's technically an SUV, it also feels remarkably grown up inside. It easily has enough room inside for a small family, with 400-litres of space in the boot, which increases to 823-litres with the seats down.

SEAT ARONA BUYERS' GUIDE

9. Skoda Superb

Our pick SE L Executive
Used Skoda Superb deals from £10,800
Monthly finance from £170

If you have a lot of things to carry, the Skoda Superb is probably your best choice. With a cavernous boot and huge amounts of space in the back, you won't be left wanting.

This car is hugely spacious in both saloon and estate guise and also puts an emphasis on fuel economy, so it's also immensely good value for commuting.

Better still is that within our £250 per month budget you can go for an SE L Executive model, which brings a 9.2-inch touchscreen display, leather upholstery, heated front seats and a motorised boot lid.

SKODA SUPERB BUYERS' GUIDE

10. Volkswagen Golf GTI

Used Volkswagen Golf GTI deals from £13,500
Monthly finance from £233

Finally, we have a seriously hot hatchback. The Golf GTI has attained iconic status over it's lifetime and it's going strong as one of the most exciting cars on the market to drive.

With a one-size-fits-all 2.0-litre petrol engine producing 230hp there isn't really anything that comes close within our £250 per month budget.

In terms of tech and equipment, you'll get everything from the standard Golf, and a whole load of extras that make the GTI feel like a very good value option.

VOLKSWAGEN GOLF GTI BUYERS' GUIDE

 

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