Best finance deals for automatic cars

Do you need an automatic car? Do you need affordable car finance? Then these affordable automatic car finance deals may be the answer…

James Wilson
Dec 6, 2021

You don’t need to dislike driving a manual car to prefer an automatic. In fact, both gearboxes pose their own pros and cons. Regardless of your reasons, though, an automatic can make life behind the wheel far easier, mix this with some fantastic finance deals like we’ve listed here, and the reasons to own one become very clear.

Not only does an automatic gearbox take the edge off driving in stop/start traffic or cruising down a busy motorway, many of the stigmas that have plagued automatics through the years simply aren’t true any more. For example, many drivers believe automatic cars have worse fuel economy than an equivalent manual, this is no longer always the case thanks to big advances in technology.

Others think automatics are slower than manuals, but when you realise that none of the big supercar makers sell a car with a manual transmission anymore, this may go some way towards proving this theory is now plain wrong.

Of course, driving isn’t just about going fast or using a teaspoon of fuel to travel 1,000 miles. It can sometimes be about getting from A to B in comfort with all your stuff time and time again - and it is these types of car this article focuses on. Automatic cars that take one bit of stress out of life.

Below are eight of the best automatic cars on sale right now which represent good value if you are purchasing with PCP finance - which offers lower monthly payments than Hire Purchase or a traditional loan. The most affordable models cost well under £150 per month, with even the most decadent on this list come in at less than £400 per month.

Best finance deals on automatic cars

1. Vauxhall Corsa

Used deals from £9,800
Monthly finance from £194*

While there may be an all-new Vauxhall Corsa on sale now, the previous generation was a great car, and is now an increasingly attractive used buy thanks to its very low prices. This generation of Corsa even went toe-to-toe with the mighty Ford Fiesta in many areas.

There are only two engines available with an automatic gearbox in the Corsa and both are petrol-powered. They are pretty similar in size (1.2 or 1.4 litres) but it is the larger capacity option that you want, as it works better with the automatic gearbox.

Vauxhall’s little hatchback really comes into its own when considering value for money - costs start well under the £200 per month mark. Active models are the entry-point to the range and come with decent amounts of equipment but we’d go for better-equipped Design or Energy trims.


2. Mazda MX-5

Used deals Limited stock

Just because you’re buying an automatic does not mean that you need to make any sacrifices in the fun department. The Mazda MX-5 has long been the go-to sports car for those looking for the most possible fun out of a more modest budget.

Two engines are offered with the latest generation MX-5, and both can be found with an automatic gearbox attached, although this option is a bit harder to find than the manual. We’d suggest the 2.0-litre as it feels less strained and makes the MX-5 more enjoyable in a straight line.

Opt for the Sport Nav spec and you will get a 7” touchscreen media system, cruise control, a lane departure warning system and hill-hold assist. These cars can easily be found for under £350 a month on a PCP finance deal.



3. Nissan Juke

Used deals from £10,300
Monthly finance from £203*

Back in 2014, the Juke was treated to a refreshed 'X-tronic' (Nissan speak for automatic) gearbox. It transformed the automatic Juke from a car that you would struggle to recommend to a car that was hard not to for those after a striking and high-riding self-shifting 'crossover'. This was largely thanks to the car being smooth and easy to drive in automatic form, yet able to keep up with things when driven in a more sporty fashion.

Nissan offered the Juke automatic with a number of trims and even the entry-level Acenta spec came with alloy wheels, Bluetooth and climate control. There was a choice of engines, too - a two-wheel-drive 1.6-litre petrol producing around 115hp or a four-wheel-drive 1.6-litre petrol producing just under 190hp.

To top things off Nissan offered an automatic high-performance Nismo RS model with well over 200hp, although these are normally more expensive than the standard Jukes. This also prioritises a sporty feel over comfort with firm suspension, so unless you want the strange combination of small, high-riding car with a stiff ride and an automatic gearbox, we'd recommend one of the less powerful versions.


4. Skoda Superb

Used deals from £13,999
Monthly finance from £263*

Let’s not beat about the bush, the Skoda Superb can be all the car a motorist ever needs - whether you want an upmarket car for relaxed commuting, a big-booted hatchback or estate for your various hobbies or have long-legged teenagers who need as much space as possible in the rear seats.

There is a wonderful range of engines (petrol and diesel) of which some are available with four-wheel-drive and the choice of hatchback or estate body styles. A high-performance version was offered, too. It might not be the kind of car you'd want to fling around Silverstone, but it is very fast and enjoyable to drive.

The good news doesn’t end there, either. All Superbs come with an impressive kit list; entry-level S variants feature air-conditioning, cruise control and a touchscreen media system that is Apple CarPlay and Android Auto compatible.



5. Hyundai Ioniq

Used deals from £14,995
Monthly finance from £274*

Hyundai only offers the Ioniq as an automatic. While this might seem unusual at first it is actually pretty normal for this type of car. The reason being is all Ioniqs feature some degree of electrification - with hybrid, plug-in hybrid and electric versions available - which, from an engineering standpoint makes an automatic gearbox the best option.

Here we are only talking about self-charging hybrid Ioniqs, as these are the most affordable. Since even the standard hybrid version is pretty economical, it's possible that this basic Ioniq hybrid could cost you less overall - including fuel and purchase costs - than the plug-in hybrid or electric model.

Hyundai refreshed the Ioniq in 2019 and if your budget will stretch to one of these updated models, they are well worth hunting out for the improved interior. Regardless of which version you go for, all are well-equipped and thanks to the hybrid powertrain will be very frugal indeed - especially if you mainly drive around town.



6. Mercedes E-Class

Used deals from £15,550
Monthly finance from £219*

While the Mercedes S Class is the flagship executive saloon, the E Class really isn’t far behind in terms of luxuriousness and comfort, with the biggest difference being a far more affordable price.

Earlier examples of the latest generation E Class, which has been on sale since 2016, currently offer the best value, with examples available on BuyaCar for well under £300 a month. You even have the choice of a saloon, coupe or estate - all of which should chew up the miles with great ease.

Leather seats fitted as standard to all E-Class models, along with sat-nav, a reversing camera, self-parking function, 64-colour mood lighting and bright LED headlights



7. Kia Sportage

Used deals from £14,000
Monthly finance from £259*

If you are after a sensible, family-friendly crossover then the Kia Sportage is a pretty solid option, not to mention great value for money.

The latest generation Sportage was introduced in 2016, so this means that every model with under 100,000 miles on the clock will still be covered by KIA’s renowned 100,000-miles seven-year warranty. Along with this peace of mind, you will have a car that will seat up to five passengers in comfort, along with 491 litres of boot space for their luggage.

Equipment is rather generous, too, with all Sportages getting air conditioning, a DAB digital radio, Apple CarPlay and Android Auto, an eight-inch infotainment touchscreen, a reversing camera, privacy glass and 17-inch alloys as standard


8. BMW 3 Series

Used deals from £13,300
Monthly finance from £286*

Ask a car fan what BMW does best and chances are they will say six-cylinder engines. Or rather silky-smooth beautiful sounding six-cylinder engines to be precise. As luck would have it, around £400 per month is more than enough to snap up a previous-generation BMW 330i or 330d, both of which come with a six-cylinder engine.

They also come well-equipped, feature easy-on-the-eyes styling, boast great handling and benefit from truly excellent automatic gearboxes. The only tough part is deciding whether to go for petrol or diesel. The petrol is smoother and sounds better, but the diesel offers immense mid-engine-speed muscle and uses less fuel.

Petrol versions are undoubtedly the better driver's car, therefore, while diesel models are pure witchcraft in that they still offer rapid performance and decent economy. So, think about whether you need to rack up lots of miles with the lowest fuel bills or want the most fun option, and the choice should be straightforward.



*Representative PCP finance - Ford Fiesta:

48 monthly payments of £192
Deposit: £0
Mileage limit: 8,000 per year
Optional final payment to buy car: £2,923
Total amount payable to buy car: £11,926
Total cost of credit: £2,426
Amount borrowed: £9,500
APR: 9.9%

BuyaCar is a credit broker, not a lender. Our rates start from 6.9% APR. The rate you are offered will depend on your individual circumstances.


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