Best used 2012-2018 Mercedes A-Class PCP finance deals

Find the latest used deals on the Mercedes A-Class with PCP finance offers for SE, Sport, AMG Line, AMG, A180, A180d and A200d versions

James Wilson
Jun 14, 2021

This is the Mercedes A-Class. Despite some pretty high cash prices that you may think would turn prospective customers away, the German hatchback is consistently one of the UK’s best-selling new cars.

Mercedes' family hatchback underwent a major overhaul back in 2018, with super-slick technology and engine efficiency updates, but the previous-generation A-Class remains a high-seller.

What's more, as you might expect, such a popular car will be much easier to find on the used market and at a more reasonable price. If the Mercedes A-Class is the car for you, we couldn't recommend strongly enough that you head over to the used market to get yourself a much more reasonable deal.

Speaking of deals, here at BuyaCar we have 960 used Mercedes A-Class models currently available for you to buy with cash, or to purchase with a more affordable finance deal.

Used Mercedes A-Class PCP offers

Mercedes A-Class badging

Mercedes derives its model names from a combination of a car’s engine and equipment level. For example, the Mercedes A180d AMG Line is broken down as follows:

180 you could be forgiven for thinking the '180' uses a 1.8-litre petrol engine, but it actually uses a 1.5-litre engine that produces around 109hp depending on model year. The most popular engines you'll see in petrol or diesel form are the 180 along with 200 and 220, but there are others too.
shows that the engine uses diesel power, but Mercedes used to use CDI in earlier models. No letters after these numbers means it's a petrol model.
AMG Line is the sporty trim level that includes high levels of standard equipment

The A-Class range is kicked off with entry-level SE models followed by Sport versions with a slightly sharper look, then more sporty and luxurious AMG Line and finally the performance AMG variants at the top of the pile.

Mercedes A-Class equipment packs

Additional optional equipment packs were available on the A-Class and these would bundle in plenty of desirable kit, so it's worth deciding which you'd like. Executive, Premium and Premium Plus packs were all available when new, but be aware: not all packs were available on all trims.

An indication is that Executive models included a Garmin sat-nav, heated seats and self-parking abilities. Premium packs include this, as well as interior ambient lighting, an auto-dimming rear-view mirror and driver's side exterior mirror, electrically folding mirrors, and LED headlights. Premium Plus tops the list with all of this, plus keyless entry and go, electrically adjustable front seats, and a retractable sunroof. Prices varied from £1,000 to £3,000 for each of these.

Check each model's specific equipment list, though, as earlier models were not equipped as highly.

Mercedes A-Class SE offers

The Mercedes A-Class in SE trim might be the cheapest version you can buy, but that doesn't necessarily make it the most popular. When you think about it, even the cheapest A-Class isn't exactly what you'd call cheap alongside a Ford Focus for example, so it would seem that most A-Class customers are looking to spend a little more in order to make the most of some of the more upmarket features of this car.

Later versions of the outgoing A-Class included 16-inch alloy wheels, a seven-inch media system with Apple CarPlay, fake leather seats, a reversing camera, and air-conditioning. Be aware, you'll only be able to find the lesser-powered models in this trim level: A180d, A200d, A160 and A180.

Mercedes-Benz A-Class
Used Mercedes A-Class

BuyaCar prices from £13,680
Monthly finance from £227*

Mercedes A-Class Sport offers

Sport models added automatic wipers, larger alloy wheels, an eight-inch media system, and automatic air-conditioning, along with sportier detailing outside.

As well as the lesser-powered engines, you can find the Sport with the A200 petrol engine.

Mercedes-Benz A-Class
Used Mercedes A-Class Sport

BuyaCar prices from £12,558
Monthly finance from £183*

Mercedes A-Class AMG Line offers

AMG Line models added to the list of available engines the more powerful A220d and A220d 4MATIC - Mercedes talk for four-wheel drive.

Expect these to come with more aggressive bodystyling and alloy wheel designs, lowered suspension, uprated brakes, and sports seats. 

One thing worth noting with the AMG Line cars is they came with run-flat tyres from the factory. This means that if you get a puncture, the tyre will hold its shape well enough for you to get to a garage for a repair, instead of having to stop at the side of the road to change a wheel.

With these types of tyres, manufacturers rarely include a spare or puncture repair kit. When buying used, however, be sure to check whether the tyres have been swapped for normal (less expensive) non-run flat tyres when buying on the used market.

Mercedes-Benz A-Class
Used Mercedes A-Class AMG Line

BuyaCar prices from £14,380
Monthly finance from £253*

Mercedes-AMG A45 offers

Considering it was hugely expensive new, this version sold surprisingly well. If you're hoping that has caused second-hand prices to fall through the floor, you'll sadly be disappointed. While this means that cash prices are high, however, it also makes used car PCP finance deals surprisingly affordable on the A45, as the car will still be worth a lot at the end of the contract, reducing your monthly payments.

The A45 uses a 2.0-litre petrol engine and four-wheel drive. The engine pumps out around 380hp and 475Nm of torque, which was claimed to be enough to fire the A45 from 0-62mph in just 4.2 seconds.

The A45 comes with plenty of equipment, including a sporty body kit, twin-exit exhausts and AMG dials to name but a few features. There was also the option of an AMG aerodynamic styling package, which wasn’t cheap new and added a large rear spoiler and front splitter.

Used Mercedes-AMG A45

BuyaCar prices Limited stock

Mercedes A-Class special edition offers

As with many modern cars, the A-Class has been available with numerous special editions, including AMG White Art, AMG Night Edition and AMG Yellow Night.

Typically, these feature unique colour schemes and styling cues plus extra equipment. They are much rarer than the models mentioned above, so if you want an A-Class few others are driving they could be worth a look.

*Representative PCP finance - Ford Fiesta:

48 monthly payments of £192
Deposit: £0
Mileage limit: 8,000 per year
Optional final payment to buy car: £2,923
Total amount payable to buy car: £11,926
Total cost of credit: £2,426
Amount borrowed: £9,500
APR: 9.9%

BuyaCar is a credit broker, not a lender. Our rates start from 6.9% APR. The rate you are offered will depend on your individual circumstances.


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