Best used Mercedes A-Class finance deals and offers 2021

Find the latest used deals on the Mercedes A-Class with PCP finance offers for SE, Sport, AMG Line, AMG, A180, A180d and A200d versions

James Wilson
Jan 13, 2021

This is the Mercedes A-Class. Despite some pretty high cash prices you may think would turn prospective customers away, the German hatchback is consistently one of the UK’s best-selling new cars.

Mercedes' family hatchback underwent a major overhaul back in 2018, the exterior and engine range were both updated, but it was the introduction of new in-car tech that really helped the latest A-Class stand out from the crowd - with super-slick voice controls making it a doddle to set the sat-nav, for instance.

What's more, as you might expect, such a popular car will be much easier to find on the used market and at a more reasonable price. If the Mercedes A-Class is the car for you, we could recommend strongly enough that you head over to the used market to get yourself a much more reasonable deal.

Speaking of deals, here at BuyaCar we have 1042 used Mercedes A-Class models currently available for you buy with cash or purchase with a more affordable finance deal.

Used Mercedes A-Class PCP offers

Mercedes A-Class badging

Mercedes derives its model names from a combination of a car’s engine and equipment level. For example, the Mercedes A180d AMG Line is broken down as follows: ‘A180d’ means it is an A-Class powered by the smallest, 116hp '180' engine, with the 'd' showing that this is powered by diesel.

For standard A-Class models, the larger the number after the ‘A’ the greater the engine power (and typically the engine size, too). The exception to this rule is the fire-breathing AMG performance models which will be labelled as either A35 or A45 depending on their age.

The addition of ‘AMG Line’ tells you that this model is equipped with the AMG Line trim with a sportier look inside and out to emulate those range-topping high-performance AMG models.

The A-Class range is kicked off with entry-level SE models followed by Sport versions with a slightly sharper look, then more sporty and luxurious AMG Line and finally the performance AMG variants at the top of the pile. Both old and new generations of A-Class follow roughly the same naming system.

Mercedes A-Class equipment packs

Additional optional equipment packs are available on the A-Class and these can bundle in plenty of desirable kit, so it's worth deciding which you'd like. The names are unchanged from the last generation A-Class with Executive, Premium and Premium Plus packs on offer. Be aware, though, not all packs are available on all trims.

When it comes to the latest generation A-Class (excluding the performance AMG models), Executive pack is available across the board. It increases the car’s media screen to 10.3-inches and adds heated front seats, folding mirrors and active park assist. The cost new for all these goodies was just under £1,500.

Premium adds (on top of the Executive pack) 10.3-inch digital dials to accompany the larger media screen mentioned above, an array of ambient lighting colours (64 to be precise), keyless entry and illuminated door sills. The cost of which new was around £2,500 and could only be added to Sport and AMG Line models.

Finally, for the latest A-Class there is the Premium Plus pack which would weigh in at just over £3,500 if you added it to a new car. This top-end pack is available on Sport and AMG models and gets you everything in the previous two packs plus electric memory seats upfront (they can remember different drivers’ seating positions), adaptive headlights and a panoramic glass sunroof.

Mercedes A-Class SE offers

The Mercedes A-Class in SE trim might be the cheapest version you can buy, but that doesn't necessarily make it the most popular. When you think about it, even the cheapest A-Class isn't exactly what you'd call cheap alongside a Ford Focus for example, so it would seem that most A-Class customers are looking to spend a little more in order to make the most of some of the more upmarket features of this car.

But an SE model on the used market can prove to be a great value deal none the less. Just because the SE is the lowest trim available doesn’t mean it's lacking in equipment. New models get keyless start, cruise control, air-conditioning, a seven-inch touchscreen media system and a seven-inch digital dashboard.

It doesn’t end there either, as Mercedes includes active brake assist (a system which applies the car’s brakes automatically in an emergency situation), lane keeping assist, two USB-C ports and driver fatigue alert as standard across the range

The appeal of SE models is somewhat hampered by the engine range; there is a choice between the lowest power petrol and diesel options - badged the A180 and A180d respectively.

Previous generation Mercedes A-Class SE

Old generation SE models came with 16-inch alloy wheels, a multifunction steering wheel and sat-nav – the same is also true of the new models. When it comes to engines, though, you get more choice with the used version.

There are A160, A180, A180d and A200d engine options. The petrol option is a 1.6-litre unit in two states of tune (called the A160 and A180). Meanwhile, the choice of diesel engines is between the 1.5-litre A180d and the larger, more powerful 2.1-litre A200d.

Mercedes-Benz A-Class
Nearly New Mercedes A-Class

BuyaCar prices from £16,500
Monthly finance from £220*

Mercedes-Benz A-Class
Used Mercedes A-Class

BuyaCar prices from £8,980
Monthly finance from £186*

Mercedes A-Class Sport offers

With the latest generation A-Class, the move from SE to Sport doesn’t bring a tidal wave of upgrades, more like a few subtle improvements. Fortunately, the price jump isn’t massive either. The exterior gains larger 17-inch alloy wheels and LED headlights, while the interior gains two-zone climate control. Out of the engines available, the latest A-Class Sport can come in A180, A180d, A200 or A220 guises - providing additional petrol engine choices.

Previous generation Mercedes A-Class Sport

The previous generation A-Class included similarly small improvements when stepping up to Sport trim, although, importantly, it did add cruise control as standard. Engine choice was good, with three petrols and two diesels. Starting with the former there are A160, A180 and A200 versions. When it comes to diesel, drivers can choose between A180d and A200d models.

Mercedes-Benz A-Class
Nearly New Mercedes A-Class Sport

BuyaCar prices from £16,899
Monthly finance from £225*

Mercedes-Benz A-Class
Used Mercedes A-Class Sport

BuyaCar prices from £9,200
Monthly finance from £167*

Mercedes A-Class AMG Line offers

Mercedes’ AMG Line cars draw influence from the high-performance AMG models but without the associated running costs. Starting on the exterior, this means you receive AMG-styled front and rear bumpers, Mercedes’ diamond shape front grille and 18-inch alloy wheels. Inside there are sports seats trimmed in man-made leather and microfibre, with contrasting red stitching.

As for the engine options, there are more than any other trim; you can buy an AMG Line A-Class as an A180, A200, A220 or A250 petrol. Options for the diesel AMG Line models are A180d, A200d and A220d.

Previous generation Mercedes A-Class AMG Line

The previous A-Class AMG Line models are similar to that above – for example, AMG Line cars came with 18-inch alloy wheels. On top of that, there was also sportier styling, though with no performance modifications to accompany the more aggressive look.

One thing worth noting with the AMG Line cars is they came with run-flat tyres from the factory. This means that if you get a puncture, the tyre will hold its shape well enough for you to get to a garage for a repair, instead of having to stop at the side of the road to change a wheel.

Due to this, manufacturers rarely include a spare or puncture repair kit on cars fitted with run-flats. When buying used, however, be sure to check whether the tyres have been swapped for normal (less expensive) non-run flat tyres when buying on the used market.

Unlike the current models (for now at least) there was also an A-Class Engineered by AMG model. This is a step up again from the AMG Line in the sportiness stakes, offering sports suspension, a different body kit and xenon headlights.

Mercedes-Benz A-Class
Nearly New Mercedes A-Class AMG Line

BuyaCar prices from £18,400
Monthly finance from £250*

Mercedes-Benz A-Class
Used Mercedes A-Class AMG Line

BuyaCar prices from £12,995
Monthly finance from £191*

Mercedes A-Class AMG A35 and A45 offers

The Mercedes-AMG A35 is a new model in Mercedes’ line up. It fills a gap between the normal A-Class models and the A45, which is a mind-blowing, rib-shattering hot hatch claimed to be capable of accelerating from 0-62mph in 3.9 seconds. That's the kind of acceleration normally only found in seriously expensive supercars.

Deliveries for the latest A45 are to begin in the later parts of 2019, so finding a used deal currently is impossible. The latest A35, however, has been on sale for a while now, so there is a healthy number to choose from.

Powering the A35 is a 2.0-litre petrol engine producing 306hp, which is good for a limited top speed of 155mph and a 0-62mph sprint time of 4.8 seconds. Styling is correspondingly sporty, with 18-inch alloys, AMG body kit, a louder exhaust system and wider wheel arches. Inside is the same technology that is available on the less powerful models in the range described above.

Previous generation Mercedes A-Class AMG A45

As mentioned previously, the A35 is a new model, though the A45 was available in the old shape. Considering it was hugely expensive new, this version sold surprisingly well. If you're hoping that has caused second hand prices to fall through the floor, you'll sadly be disappointed. While this means that cash prices are high, however, it also makes used car PCP finance deals surprisingly affordable on the A45, as the car will still be worth a lot at the end of the contract, reducing your monthly payments.

The old A45 uses a 2.0-litre petrol engine and four-wheel drive. The engine pumps out around 380hp and 475Nm of torque, which was claimed to be enough to fire the A45 from 0-62mph in just 4.2 seconds.

The A45 comes with plenty of equipment, including a sporty body kit, twin-exit exhausts and AMG dials to name but a few features. There was also the option of an AMG aerodynamic styling package, which wasn’t cheap new and added a large rear spoiler and front splitter.

Mercedes-Benz A-Class
Nearly new Mercedes A-Class AMG

BuyaCar prices from £30,480
Monthly finance from £543*

Used Mercedes A-Class AMG

BuyaCar prices from £26,908
Monthly finance from £405*

Mercedes A-Class special edition offers

As with many modern cars, the A-Class has been available with numerous special editions – although the latest A-Class is too new for such treatment. The old model, however, was available in a raft of trims such as AMG White Art, AMG Night Edition and AMG Yellow Night.

Typically, these feature unique colour schemes and styling cues plus extra equipment. They are much rarer than the models mentioned above, so if you want an A-Class few others are driving they could be worth a look.

*Representative PCP finance - Ford Fiesta:

48 monthly payments of £192
Deposit: £0
Mileage limit: 8,000 per year
Optional final payment to buy car: £2,923
Total amount payable to buy car: £11,926
Total cost of credit: £2,426
Amount borrowed: £9,500
APR: 9.9%

BuyaCar is a credit broker, not a lender. Our rates start from 6.9% APR. The rate you are offered will depend on your individual circumstances.


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