Cheap luxury cars

Cheap needn't be nasty, there are plenty of cut-price luxury cars available on BuyaCar - here are ten of the best

BuyaCar team
Mar 26, 2021

Ever wondered what it's like to live in luxury? If you're operating on a tight budget you might think such heights are beyond your reach, but we've got some used car deals here to suggest otherwise. For less than £250 per month, you could find yourself in the driving seat of some of the most luxurious cars around. Whether you're after comfy leather seats, cutting-edge technology, or a ghostly quiet interior, we've got cars on this list that will make you feel like royalty.

In times gone by, posh materials and futuristic technology were only available to those with the bulgiest wallets, restricted to upmarket manufacturers like BentleyJaguar and BMW. A lot has changed, though, and there is now a much wider choice of carmakers beginning to dabble in higher quality production. The likes of Peugeot and Citroen have each made attempts at delivering higher quality and somewhat luxurious machines, while Lexus and Infinity do so on behalf of Toyota and Nissan.

Perhaps more exciting than these attempts from perceived 'value brands' is the fact that the most luxurious models from genuine luxury car manufacturers tend to lose their value incredibly quickly, so even if you're looking at a two-year-old BMW 7 Series on BuyaCar, it's going to cost considerably less than half the price of a brand-new version.

So, if you're looking for a cheap luxury car, there are a number of ways you can go about finding your perfect option. The good news is there is plenty of opportunity on BuyaCar for you to bag an excellent deal, with thousands of used cars on offer, the chance for luxury is within your grasp. Read on for more details on these great value luxury cars.

Best cheap luxury cars

1. BMW 3 Series

2018 BMW 3 Series deals from £16,099
Monthly finance from £266*

The sixth-generation BMW 3 Series first reached the UK in 2012 and was facelifted in 2015 to bring about some minor styling changes and an interior update on top of what was already a very well-built car. BMW's iDrive media system was added to all new models in 2016 and a final adjustment was made when an eight-speed automatic gearbox became a standard feature across the range.

This is all great news when it comes to prospective customers on the used car market. With prices on used 2018 models already dropping towards £15,000 or less than £250 per month, you're getting a very up-to-date car with plenty of the latest tech at a vastly reduced price.

Add to that the fact that a brand new 3 Series was introduced in 2019 and you can expect prices on this used model to keep dropping further still as we enter 2020. This is certainly a cheap luxury car you ought not to miss out on.


2. Peugeot 508

2019 Peugeot 508 deals from £17,470
Monthly finance from £255*

The latest Peugeot 508 has raised the bar considerably higher than the previous generation model. Not only does it look like a much more upmarket car than previous offerings from the French brand, Peugeot's latest saloon is now an entirely different proposition. 

Interior quality is now up there with the best in its family saloon class, rivalling what you'd expect from a more expensive BMW 3 Series. There's two displays sprawled across the dashboard, a 12.3-inch digital instrument display behind the steering wheel alongside an eight or 10-inch touchscreen media display (depending on trim level) which you can connect to your Android or Apple smartphone. 

The 'fastback' shape of the 508 does mean the roof is lower at the back than a more orthodox saloon, so rear-seated passengers may feel a little more packed in, but there is no question that the level of luxury in the front is high. Gone are the days when you could discount Peugeot as a value brand.


3. BMW Z4

2019 BMW Z4 deals from £33,480
Monthly finance from £430*

The BMW Z4 treds the line between luxury car and sports car extremely well. It isn’t quite as engaging as the Porsche Boxster, but it will still show you a good time if you let it loose on a twisting B road.

As a BMW, you can expect superb quality, both inside and out. There's no doubt the Z4 is sublime to look at, but taking a seat inside brings a similar level of satisfaction. Opt for M Sport trim and there's leather everywhere, while its designed in such a way that you feel well protected from the wind even when the roof is down, open topped driving has never felt so luxurious.

All Z4s come equipped with climate control, Bluetooth and DAB radio as standard, so you won'be be wanting for tech either.


4. Jaguar XF

2017 Jaguar XF deals from £16,789
Monthly finance from £265*

You can't talk about luxury cars without mentioning Jaguar. It's another brand which is considered to be expensive and suitable only for the mega-rich. But actually, a monthly budget of around £250 should see you sitting comfortably inside the very latest Jaguar XF, which has only been on sale since 2015. 

We're looking at post-2017 models as these should also come with pretty low mileage and decent specification. You can save even more if you choose to go back another year or so.

No matter which you go for, you'll be welcomed by a full leather interior, alloy wheels, sat-nav, cruise control and DAB radio. You'll be sat inside a Jaguar, so expect to feel suitably pampered at all times.


5. Infiniti Q50

Used deals Limited stock

The Infiniti Q50 is definitely one for the left field thinkers. Infiniti is Nissan’s luxury brand offshoot, and the Q50 is aimed at the Mercedes-Benz C-Class, Jaguar XE, and Lexus IS.

In fact, it's so left-field, that demand for them is pretty low, which makes them a bargain if you like the idea of having something much rarer than the standard-fit Mercedes or BMW. Not only is it rare, but it’s eye-catching too, and more handsome than rivals. It’s also bigger in the rear than many of them.

The interior isn’t quite up to scratch, and the diesel engines can be noisy. Saying that, we’d still suggest the diesel because it’s much more economical than the fast but thirsty petrols. Premium spec cars come with a treasure trove of options, most notably a BOSE 14 speaker sound system teamed with subwoofers.

6. Lexus IS

Used deals from £13,489
Monthly finance from £266*

Another left field choice here, although admittedly, not as left field as the Infiniti above. Lexus is the luxury arm of Toyota, and prides itself on its build-quality and bold looks.

For the lower end of the price range, you’re looking at a pre-facelift model. So something registered between 2013 and 2016.

The hybrid is a good option as it’s smooth, powerful, quiet, and capable of 67mpg. It can also run completely on electricity at low speeds for short journeys, which helps make it even cheaper to run, even smoother and even quieter. The automatic gearbox (a CVT type) may be slow and dim-witted at times, but there is no escaping the fact that the IS is a wonderfully put together alternative choice to a luxury saloon.


7. Volvo S80

Used deals Limited stock

The Volvo S80 is massive and similar in dimensions to the Audi A6 and BMW 5 Series. But importantly, it’s nowhere near as expensive as them.

It’s no longer for sale, which has helped bring prices down. And to some, it may feel out-dated in the way it looks, but we think it’s minimal and non-fussy.

Considering the huge depreciation figures, you may as well treat yourself to the top spec D5 Lux. Featuring a 2.4-litre diesel engine and an automatic gearbox, it’s powerful and smooth, and best suited to those travelling quite far quite regularly. Opt for the adaptive chassis control for a more comfortable ride too. 

Used examples of these are in pretty short supply nowadays, so you'll have to be patient if you want to find a decent one at a good price.

8. Mercedes E-Class

2016 Mercedes E-Class deals from £13,499
Monthly finance from £242*

A new E-Class came onto the scene in 2016, driving the price down for this model in question.

The quality of the interior in this E-Class is nothing short of superb. It’s not flashy, but everything is laid out in a simple and easy to understand way, and everything fits and shuts with a reassuring clunk.

A variety of different trims and engines are available, and it should be known that chassis set up is different depending on trim level. SE level has softer suspension, making it smoother over bumps. Whereas the AMG Sport trim has harder, more sporty suspension. We’d recommend this as it comes with nice exterior touches and makes the E-Class look even more premium than it is.


9. Alfa Romeo Giulia

Used deals from £17,965
Monthly finance from £260*

Alfa Romeo is firmly aiming its Giulia at those seeking luxury away from the big German marques.

The Giulia is a similar size to the BMW 3 Series, Audi A4, and Mercedes-Benz C-Class, but we reckon it’s a better-looking proposition, especially when optioned with bigger wheels. And there are some nice touches inside too - like the ability to control the dashboard screen with a centrally mounted controller and not via a touchscreen.

Because there’s only been one generation of this type of Giulia, (save for the models made in the Sixties and Seventies) your used luxury car will still look brand new. Plump for the 2.0-litre turbo - it’s sporty with 276hp, but nowhere near as expensive as the bigger and frighteningly fast Quadrifoglio model.


10. Maserati Ghibli

Used deals from £26,090
Monthly finance from £406*

This may be the cheapest model Maserati makes, but it’s still a Maserati. It was subject to a facelift in 2016, driving the prices of older cars down. Even the pre-facelift model is still a stunning car, likely to draw crowds and admirers.

Prices for a Maserati Ghibli start from less than £20,000, although we’d pony up some more cash for the V6 petrol. It’s fast and sounds great, and really suits the Maserati image more than the diesel.

Although it’s the most expensive car here, it has actually lost more than 50% of its value from new.

*Representative PCP finance - Ford Fiesta:

48 monthly payments of £192
Deposit: £0
Mileage limit: 8,000 per year
Optional final payment to buy car: £2,923
Total amount payable to buy car: £11,926
Total cost of credit: £2,426
Amount borrowed: £9,500
APR: 9.9%

BuyaCar is a credit broker, not a lender. Our rates start from 6.9% APR. The rate you are offered will depend on your individual circumstances.


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