Cheap luxury cars

Cheap needn't be nasty, there are plenty of cut-price luxury cars available on BuyaCar - here are ten of the best

Simon Ostler
Dec 10, 2019

Just because a car is cheap doesn’t mean it's lacking in class or quality. The trouble with luxury is that it’s meaning tends to change depending on who you ask. Comfy leather seats might be higher on the list than cutting-edge technology, or you might be more interested in quiet surroundings that look like something out of a five-star hotel.

Whatever you're after, we've put together a list of cars that each deliver luxury in some for or another, but more importantly than that, they aren't going to cost you thousands of pounds per month.

In times gone by, desirable materials and futuristic technology were only available to those with the bulgiest wallets. They were also restricted to only the most upmarket of car manufacturers - Bentley, Jaguar, BMW and the like.

That's beginning to change as we close in on the next decade, as a much wider choice of carmakers are beginning to dabble in higher quality production. The likes of Peugeot and Citroen have each made attempts at delivering higher quality and somewhat luxurious machines, while Lexus and Infinity do so on behalf of Toyota and Nissan.


Perhaps more exciting than these attempts from perceived 'value brands' is that even the most luxurious models from genuine luxury car manufacturers depreciate like nothing else, so even if you're looking at a two-year-old BMW 7 Series on BuyaCar, it's going to be considerably less than half-price compared to its value as a new car.

So if you though a cheap luxury car would be old, you'd be wrong. Most of the cars on this list are only a couple of years old, so what else are you waiting for? Grab yourself a bargain before it's too late.

Best cheap luxury cars

1. BMW 3 Series

2018 BMW 3 Series deals from £16,490
Monthly finance from £243

The sixth-generation BMW 3 Series first reached the UK in 2012 and was facelifted in 2015 to bring about some minor styling changes and an interior update on top of what was already a very well-built car. BMW's iDrive media system was added to all new models in 2016 and a final adjustment was made when an eight-speed automatic gearbox became a standard feature across the range.

This is all great news when it comes to prospective customers on the used car market. With prices on used 2018 models already dropping towards £15,000 or less than £250 per month, you're getting a very up-to-date car with plenty of the latest tech at a vastly reduced price.

Add to that the fact that a brand new 3 Series was introduced in 2019 and you can expect prices on this used model to keep dropping further still as we enter 2020. This is certainly a cheap luxury car you ought not to miss out on.

2. Peugeot 508

2018 Peugeot 508 deals from £14,800
Monthly finance from £244

The Peugeot 508 is well finished inside, with the fixtures and fittings stylishly interlinked with one another, plus there’s loads of tech for the money too, including Emergency Brake Assist (it will brake for you in an emergency), DAB radio, and sat nav. When gliding down a motorway, it is incredibly smooth, and remains untroubled when you’re on poorly maintained British B roads too.

The main criticism of the car when it was new was that it was excessively expensive in top spec. These came close to £35,000 - a lot for a Peugeot saloon. That same complaint cannot be made of 2018 models though, with prices on BuyaCar dropping below £15,000.

Granted, this older 508 is neither as good-looking nor as fun to drive as the latest model that replaced it in 2019, but even the price of one of those has dropped to almost £20,000. No matter which option you go for, you're getting plenty of car for your money.

3. BMW Z4

Used BMW Z4 deals from £12,780
Monthly finance from £212

The BMW Z4 treds the line of of both luxury car and sports car extremely well. It isn’t quite as engaging as the Porsche Boxster, but it will still show you a good time if you let it loose on a twisting B road.

The interior was classic BMW of the time, with up-market materials commonplace throughout.

All Z4s come equipped with climate control, Bluetooth and DAB radio as standard. M Sport models add larger wheels, a sporty body kit and leather upholstery.

4. Jaguar XF

2017 Jaguar XF deals from £14,399
Monthly finance from £216

You can't talk about luxury cars without mentioning Jaguar. It's another brand which is considered to be expensive and suitable only for the mega-rich. But actually, a monthly budget of around £250 should see you sitting comfortably inside the very latest Jaguar XF, which has only been on sale since 2015. 

We're looking at post-2017 models as these should also come with pretty low mileage and decent specification. You can save even more if you choose to go back another year or so.

No matter which you go for, you'll be welcomed by a full leather interior, alloy wheels, sat-nav, cruise control and DAB radio. You'll be sat inside a Jaguar, so expect to feel suitably pampered at all times.

5. Infiniti Q50

Used Infinity Q50 deals Limited stock

The Infiniti Q50 is definitely one for the left field thinkers. Infiniti is Nissan’s luxury brand offshoot, and the Q50 is aimed at the Mercedes-Benz C-Class, Jaguar XE, and Lexus IS.

In fact, it's so left-field, that demand for them is pretty low, which makes them a bargain if you like the idea of having something much rarer than the standard-fit Mercedes or BMW. Not only is it rare, but it’s eye-catching too, and more handsome than rivals. It’s also bigger in the rear than many of them.

The interior isn’t quite up to scratch, and the diesel engines can be noisy. Saying that, we’d still suggest the diesel because it’s much more economical than the fast but thirsty petrols. Premium spec cars come with a treasure trove of options, most notably a BOSE 14 speaker sound system teamed with subwoofers.

6. Lexus IS

Used Lexus IS deals from £13,950
Monthly finance from £231

Another left field choice here, although admittedly, not as left field as the Infiniti above. Lexus is the luxury arm of Toyota, and prides itself on its build-quality and bold looks.

For the lower end of the price range, you’re looking at a pre-facelift model. So something registered between 2013 and 2016.

The hybrid is a good option as it’s smooth, powerful, quiet, and capable of 67mpg. It can also run completely on electricity at low speeds for short journeys, which helps make it even cheaper to run, even smoother and even quieter. The automatic gearbox (a CVT type) may be slow and dim-witted at times, but there is no escaping the fact that the IS is a wonderfully put together alternative choice to a luxury saloon.

7. Volvo S80

Used Volvo S80 deals Limited stock

The Volvo S80 is massive and similar in dimensions to the Audi A6 and BMW 5 Series. But importantly, it’s nowhere near as expensive as them.

It’s no longer for sale, which has helped bring prices down. And to some, it may feel out-dated in the way it looks, but we think it’s minimal and non-fussy.

Considering the huge depreciation figures, you may as well treat yourself to the top spec D5 Lux. Featuring a 2.4-litre diesel engine and an automatic gearbox, it’s powerful and smooth, and best suited to those travelling quite far quite regularly. Opt for the adaptive chassis control for a more comfortable ride too. 

Used examples of these are in pretty short supply nowadays, so you'll have to be patient if you want to find a decent one at a good price.

8. Mercedes E-Class

2016 Mercedes E-Class deals from £14,890
Monthly finance from £222

A new E-Class came onto the scene in 2016, driving the price down for this model in question.

The quality of the interior in this E-Class is nothing short of superb. It’s not flashy, but everything is laid out in a simple and easy to understand way, and everything fits and shuts with a reassuring clunk.

A variety of different trims and engines are available, and it should be known that chassis set up is different depending on trim level. SE level has softer suspension, making it smoother over bumps. Whereas the AMG Sport trim has harder, more sporty suspension. We’d recommend this as it comes with nice exterior touches and makes the E-Class look even more premium than it is.

9. Alfa Romeo Giulia

Used Alfa Romeo Giulia deals from £16,995
Monthly finance from £254

Alfa Romeo is firmly aiming its Giulia at those seeking luxury away from the big German marques.

The Giulia is a similar size to the BMW 3 Series, Audi A4, and Mercedes-Benz C-Class, but we reckon it’s a better-looking proposition, especially when optioned with bigger wheels. And there are some nice touches inside too - like the ability to control the dashboard screen with a centrally mounted controller and not via a touchscreen.

Because there’s only been one generation of this type of Giulia, (save for the models made in the Sixties and Seventies) your used luxury car will still look brand new. Plump for the 2.0-litre turbo - it’s sporty with 276hp, but nowhere near as expensive as the bigger and frighteningly fast Quadrifoglio model.

10. Maserati Ghibli

Used Maserati Ghibli deals Limited stock

This may be the cheapest model Maserati makes, but it’s still a Maserati. It was subject to a facelift in 2016, driving the prices of older cars down. Even the pre-facelift model is still a stunning car, likely to draw crowds and admirers.

Prices for a Maserati Ghibli start at around £24,995, although we’d pony up some more cash for the V6 petrol. It’s fast and sounds great, and really suits the Maserati image more than the diesel.

Although it’s the most expensive car here, it has actually lost more than 50 per cent of its value from new...


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