Best used Volkswagen T-Roc finance deals and offers 2021

Stylish, spacious and well built, VW’s sporty looking compact SUV is a tempting option. Here are some of the best VW T-Roc finance deals

Matt Rigby
May 26, 2021

The sporty looking VW T-Roc crossover is a car that kind of refuses to be pigeonholed. It’s about the same size as a Golf (albeit higher-riding), but the lower-spec versions are rivals for much smaller SUVs such as the Seat Arona and Ford Puma - as well as more upmarket small SUVs such as the Audi Q2 and Mini Countryman.

Despite the sporty looks, it’s also a very comfortable car - whatever specification you go for - with supportive seats, and soft suspension that makes for a relaxing ride.

Four-wheel drive is available, but only on the more powerful petrol and diesel engines; the rest of the T-Roc range is two-wheel drive. Gearbox choices include a six-speed manual and a seven-speed 'DSG' automatic - though again the automatic is only available with the more powerful engines.

The T-Roc range has been around since 2017, but the high-performance T-Roc R version only joined the lineup in 2019 and the unusual-looking T-Roc Cabriolet has only been around since 2020.

Whatever version you’re considering, the T-Roc is a comfortable, flexible and spacious companion. And unless you’re looking for the much rarer and newer R or Cabriolet models, there are plenty of nearly new and used models around to choose from.

VW T-Roc deals

VW T-Roc S PCP offers

The entry-level T-Roc S is only available with the 1.0-litre 110hp petrol engine and the 115hp 2.0-litre diesel engine, so you don't have much in the way of choice here, but it’s nevertheless reasonably well equipped.

Among the highlights are 16-inch alloy wheels, climate control, lane assist and automatic emergency braking, which also keeps an eye out for pedestrians).

Nearly new Volkswagen T-Roc S

BuyaCar prices Limited stock

Used Volkswagen T-Roc S

BuyaCar prices Limited stock

VW T-Roc SE PCP offers

Moving up a trim level to the SE brings larger 17-inch alloy wheels, front and rear parking sensors, power-folding door mirrors, body-coloured bumpers and a chrome grille. Inside, there are height-adjustable front seats, plus automatic climate control to replace manual air-conditioning. It also offers adaptive cruise control, which is a useful feature on busy British motorways.

The SE is by far the most popular trim level for the T-Roc, so there should be a wide range of used models on offer and you should be able to find a great deal on BuyaCar.

Nearly new Volkswagen T-Roc SE

BuyaCar prices Limited stock

Volkswagen T-Roc SE
Used Volkswagen T-Roc SE

BuyaCar prices from £15,990
Monthly finance from £241*

VW T-Roc United and Black Edition PCP offers

The T-Roc United models get a different style of alloy to the SE, plus daytime running lights and heated front seats - other than that it’s pretty similar to SE specification.

Black Edition models, meanwhile, get black 18-inch alloy wheels, a ‘Black Edition’ styling pack, black roof rails and tinted windows.

Nearly new Volkswagen T-Roc United and Black Edition

BuyaCar prices Limited stock

Volkswagen T-Roc United
Used Volkswagen T-Roc United and Black Edition

BuyaCar prices from £23,467
Monthly finance from £344*

VW T-Roc Design PCP offers

Volkswagen T-Roc

Design specification brings a wide range of customisation options, so used models in this trim offer a lot more visual variety.

Among the best features offered on the T-Roc Design are the twin trapezoidal exhaust trims, the option of a roof and door mirrors painted in a contrasting colour to the rest of the body and interior ambient lighting.

Nearly new Volkswagen T-Roc Design

BuyaCar prices Limited stock

Volkswagen T-Roc Design
Used Volkswagen T-Roc Design

BuyaCar prices from £16,800
Monthly finance from £256*

VW T-Roc SEL PCP offers

Specified from new, the T-Roc SEL will cost several thousand pounds more than a Design model, but on the used market the differences in price are much more narrow - especially when it comes to PCP finance monthly payments.

For your money you get plenty of high-tech kit, including LED headlights, front sport seats, a driver fatigue detection system and a digital screen that replaces the conventional analogue dials - and which can be configured to show a full-width sat-nav map.

Nearly new Volkswagen T-Roc SEL

BuyaCar prices Limited stock

Volkswagen T-Roc SEL
Used Volkswagen T-Roc SEL

BuyaCar prices from £17,969
Monthly finance from £259*

VW T-Roc R-Line PCP offers

R-Line models are where the T-Roc starts to get more sporty. These come with smart-looking 19-inch alloys, plus sports suspension, which gives them a firmer ride.

They also get automatic range adjustment on the LED headlights, plus heated front sports seats to continue the sporty feeling on the inside.

Nearly new Volkswagen T-Roc R-Line

BuyaCar prices Limited stock

Used Volkswagen T-Roc R-Line

BuyaCar prices Limited stock

VW T-Roc R PCP offers

The T-Roc R is the performance-focused model in the T-Roc range. It uses the same 2.0-litre turbocharged engine as the speedy Volkswagen Golf R - so it has a substantial 300hp, and is only available with four-wheel drive and a seven-speed automatic gearbox.

While the T-Roc R is significantly faster than the other T-Roc models, it is a little less comfortable and a lot more expensive, so it’s only worth considering if you really crave the extra power it offers.

Used Volkswagen T-Roc R

BuyaCar prices Limited stock

*Representative PCP finance - Ford Fiesta:

48 monthly payments of £192
Deposit: £0
Mileage limit: 8,000 per year
Optional final payment to buy car: £2,923
Total amount payable to buy car: £11,926
Total cost of credit: £2,426
Amount borrowed: £9,500
APR: 9.9%

BuyaCar is a credit broker, not a lender. Our rates start from 6.9% APR. The rate you are offered will depend on your individual circumstances.

 

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