Best used Mini Convertible PCP finance deals

The Mini Convertible is ideal if you’re after a soft-top that’s fun to drive and great to look at - here are some of the best used deals

Gavin Braithwaite-Smith
Jul 30, 2021

The Mini Convertible is one of the smallest soft-top cars you can get, with rivals including the Fiat 500C, DS 3 Cabrio, Volkswagen Beetle Cabriolet, Audi A3 Cabriolet and, to a lesser extent, the Mazda MX-5 sports car.

If you’re after the best soft-top Mini deals, read on to discover more about each trim level and the offers currently available, with substantial savings on offer compared with brand new models.

The current Mini Convertible arrived in 2015, before being refreshed in 2018. It was updated again in 2021, with a significant redesign, an upgraded interior, and more equipment as standard. A piano black interior finish, leather multi-function steering wheel, and five-inch digital instrument panel are now standard across the range.

There are many good reasons to choose a Mini Convertible, chief of which is the ability to go topless. The fabric roof folds electronically in 18 seconds at speeds of up to 20mph, so there’s no need to stop if you get caught in a downpour. There’s room in the back for a couple of teenage children or adults, provided they're not too tall, and while the boot is a good size, you’ll have to pack a little lighter with the roof down.

All versions benefit from Mini’s famed ‘go-kart’ style handling. The highest praise we can give the soft-top Mini is that it’s as fun to drive as the metal-roofed version, as it darts around corners with agility. Whether you’re posing in town or enjoying a country road, the Mini Convertible should put a smile on your face.

Before you select a trim level, it’s important to choose the right engine. The entry-level 1.5-litre petrol engine in the Cooper is by no means the poor relation, because it offers peppy acceleration and low running costs. It’s perfect if you enjoy whizzing around, but are equally keen to keep your fuel bills down.

The 2.0-litre petrol engine in the Cooper S offers enhanced performance and a playful ‘pop-pop’ from the exhaust when you lift off the accelerator. It feels like a hot hatchback, with excellent acceleration and a higher top speed.

Finally, there’s the John Cooper Works, which comes with the same 2.0-litre turbocharged petrol engine, but with the power turned up to 11. It’s terrific fun, but it might be a bit hardcore for everyday use, so the Cooper S is still worth considering for those after performance.

The diesel version has been discontinued, but it could be a wise choice as a used car, if you spend most of your time on the motorway, as it offers strong fuel economy, meaning that those who rack up lots of miles could cut their running costs with one.

If the Mini Convertible sounds like the soft-top for you, read on for the best second-hand deals on the Classic, Sport, Exclusive and John Cooper Works versions.

Best Mini Convertible deals

Mini Convertible Classic deals


There are two things to remember when choosing a used Mini Convertible. Firstly, the list of standard equipment changed with every update, so a Classic model registered in 2015 might differ from one registered in 2018 or 2021. So, if there are any crucial bits of equipment you're looking for, it's best to double check what's included on individual models.

Secondly, the standard specification is only half the story. Mini takes personalisation to the next level, so a Convertible is unlikely to leave a showroom without one or two options fitted. This means it could be worth flicking through the options catalogue to identify some of your must-have features - you’ll almost certainly find them on a Mini for sale on BuyaCar.

With a price tag when new of around £21,500, the Mini Convertible Cooper Classic with a manual gearbox is the most affordable soft-top Mini you can buy. Classic trim is available with both the Cooper and Cooper S engines, along with a choice of manual or automatic gearboxes.

Standard specification is especially generous following the 2021 update. All cars get LED headlights, LED rear lights with a Union Jack design, an 8.8-inch touchscreen media system, manual air-conditioning, folding rear seats, keyless go, a digital radio and number of airbags.

Classic trim also features Moonwalk Grey paint, 15-inch alloy wheels on the Cooper, 16-inch alloys on the Cooper S, a sport leather steering wheel, piano black interior trim, plus sports seats on the Cooper S.

Nearly new Mini Convertible Classic

BuyaCar prices Limited stock

Mini Convertible Classic
Used Mini Convertible Classic

BuyaCar prices from £16,500
Monthly finance from £259*

Mini Convertible Sport deals


The mid-range Sport trim delivers some of the cosmetic benefits of the John Cooper Works (JCW) performance edition covered below, but without the expense. Prices start from around £24,500 for the Cooper model when new, rising to £29,000 for the Cooper S automatic. This undercuts the JCW by £1,500.

You get a substantial level of equipment, especially following the 2021 update. Highlights include Chili Red paint, 17-inch alloy wheels in black, JCW badges and aerodynamic kit, JCW seats, upgraded steering wheel, ambient lighting, cruise control, different driving modes, and adaptive suspension.

Nearly new Mini Convertible Sport

BuyaCar prices Limited stock

Mini Convertible Sport
Used Mini Convertible Sport

BuyaCar prices from £19,990
Monthly finance from £331*

Mini Convertible Exclusive deals


The Exclusive trim trades a little sporting character for a touch of class. Prices are in line with the Convertible Sport above, so it all comes down to whether you fancy sporty or posh. Other Spice Girls are available.

Highlights include Enigmatic Black paint, a Union Jack soft-top, 17-inch or 18-inch alloy wheels, an array of Mini Yours interior upgrades, cruise control, and different driving modes.

Don’t forget to explore some of the option packs, as many used models have these fitted. The popular Comfort Pack (£700 when new) includes climate control, heated seats, additional storage compartments, and a centre armrest. The Navigation Pack (£900 when new) includes sat-nav, Apple CarPlay and real-time traffic information.

Nearly new Mini Convertible Exclusive

BuyaCar prices Limited stock

Mini Convertible Exclusive
Used Mini Convertible Exclusive

BuyaCar prices from £21,995
Monthly finance from £364*

Mini Convertible John Cooper Works deals


The John Cooper Works isn’t so much a trim level as a standalone model in its own right. There’s only one engine, the uprated 2.0-litre unit from the Cooper S, along with a choice of manual and automatic gearboxes.

It costs £30,500 with the manual gearbox when new, with the automatic version adding around £1,700 to the price. Standard equipment includes Rebel Green paint, 17-inch alloy wheels, sports suspension, JCW aerodynamic kit, a sports exhaust, plus a host of interior and exterior upgrades.

Remember, the trim levels listed here are only the start of the Mini adventure. Drivers purchasing new models could choose from a palette of different colours, bonnet stripes, upholstery, alloy wheels, and driver assistance systems. Have fun searching the used cars on the BuyaCar website - you’re sure to find models that suit your tastes and budget.

Mini Convertible John Cooper Works
Nearly new Mini Convertible John Cooper Works

BuyaCar prices from £16,000
Monthly finance from £349*

Used Mini Convertible John Cooper Works

BuyaCar prices Limited stock

*Representative PCP finance - Ford Fiesta:

48 monthly payments of £192
Deposit: £0
Mileage limit: 8,000 per year
Optional final payment to buy car: £2,923
Total amount payable to buy car: £11,926
Total cost of credit: £2,426
Amount borrowed: £9,500
APR: 9.9%

BuyaCar is a credit broker, not a lender. Our rates start from 6.9% APR. The rate you are offered will depend on your individual circumstances.

 

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