Best used Fiat Panda PCP finance deals

The Fiat Panda is a small hatchback with lots of charm. Find out which spec of Fiat Panda is best for you in our used deals guide

James Allen
Dec 31, 2021

You’re very well catered for if you’re after a used supermini, as there are lots of options out there, such as the Ford Fiesta, Vauxhall Corsa and Volkswagen Polo, to name but a few. If you want something a bit more on the stylish side of the spectrum, though, then you may want to consider the Fiat Panda.

With its cheeky looks and curved motifs inside and out, the Fiat Panda certainly looks unlike any of the other small hatchback alternatives. That’s especially impressive as, other than a few tweaks and updates over the years, the core design has remained pretty much unchanged ever since this generation of Fiat Panda was launched all the way back in 2012.

However, while the looks haven’t been altered all that much, there have been more noticeable alterations in other areas. This is especially the case with the engine range. Go for an older example of the Fiat Panda, and the car will have under its bonnet either a 1.3-litre diesel, a 1.2-litre petrol or a 0.9-litre petrol. However, if you’re looking at Fiat Pandas from 2020 onwards, it’s far more likely to have a mild hybrid 1.0-litre petrol engine instead.

Regardless of what engine is powering the Fiat Panda, you’ll have yourself a comfortable and very easy-to-drive supermini that’s ideal for pottering around town. Of course, the trade-off for that comfy ride is a lot of body lean when cornering at speed, so it’s best not to hurl the Fiat Panda through the bends. Not that you’ll be going amazingly quickly in the Panda, mind; this is an affordable city car and even the most powerful Panda you can get only has 90hp at its disposal, making it nippy around town but not quick.

Best Fiat Panda PCP deals

Fiat Panda Pop deals

For an overwhelming amount of its time in production, Pop was the entry-level trim on the Fiat Panda. As a result, it’s a bit spartan in comparison with the other Panda specs - standard equipment available at the car’s launch included electric front windows, central locking, a four-speaker radio and front and side airbags.

The equipment on this trim remained pretty much the same throughout the Fiat Panda’s lifecycle, as did its engine range for the most part. From launch, the Fiat Panda could be specified in Pop trim with either a 69hp 1.2-litre petrol, an 85hp 0.9-litre petrol or a 75hp 1.3-litre diesel engine. A 70hp 1.0-litre mild hybrid petrol joined the range in early 2020.

Used Fiat Panda Pop

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Fiat Panda Easy deals

Another long-running trim on the Fiat Panda was the formerly mid-range Easy specification. When the Panda went on sale in 2012, it boasted over the Pop models extra equipment ranging from air-conditioning and rear seat headrests, with later models coming as standard with a height-adjustable driver’s seat.

Engine options were also identical to the ones you could find on the Pop models - meaning there are two petrol engines and one diesel option to choose from if you’re looking at older examples, with an additional mild hybrid setup if you can stretch to a newer Fiat Panda.

Used Fiat Panda Easy

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Fiat Panda Lounge deals

As its name suggests, Lounge was the plushest spec available on the Fiat Panda - at least until it was dropped in 2021. As well as all the equipment on the previously-mentioned trims, Lounge models came with power-adjustable wing mirrors, front fog lights, a leather-wrapped steering wheel, Bluetooth connectivity and 15-inch alloy wheels in place of the 14-inch steel wheels available on lesser grades.

Engine options remained as is, so you’ll be able to have either diesel, petrol or mild hybrid petrol power, depending on the age of Fiat Panda you’re looking at.

Used Fiat Panda Lounge

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Fiat Panda City Life deals

A recent addition to the Fiat Panda range, the City Life trim arrived in late 2020, and effectively replaced the Easy and Lounge specifications in one go. It also comes with quite a few more gadgets and gizmos over those trim levels, with the most noticeable new addition being the 7.0-inch touchscreen media system that’s located where the radio unit used to be.

While the tech specs are a bit of a step up over older Fiat Pandas, the City Life trim doesn’t have anywhere near the variety of its predecessors in the engine department. If you have your heart set on a Fiat Panda in this spec, you’ll only be able to have it with the 70hp mild hybrid petrol engine.

Fiat Panda Wild deals

While the regular Fiat Panda is in its element when being driven around town, the Wild model promises to be a little bit on the adventurous and outdoorsy side. That’s because this tiny car has all-wheel-drive and skid plates on the front and rear bumpers, so a little bit of light off-roading is possible. It’s also one of the most powerful Fiat Pandas available - though as it only comes with an 85hp 0.9-litre petrol engine, it’s no speed machine.

Elsewhere, the Fiat Panda Wild has the same equipment you’ll find on City Life models. This means standard features include a 7.0-inch touchscreen that you can pair your smartphone to via Android Auto or Apple CarPlay, 15-inch wheels, remote central locking, air-conditioning and a height-adjustable driver’s seat.

Fiat Panda Sport deals

Even in this Sport spec, the Fiat Panda is far from being a performance car - the 70hp mild hybrid setup is fine for nipping around town, though the engine needs to be worked a bit if you’re lining up an overtake on the motorway.

However, it at least looks the part thanks to the cosmetic additions on this trim, such as the red brake calipers and the 16-inch alloy wheel design. Bar other features, including a leather-wrapped steering wheel and tinted rear windows, the Fiat Panda Sport spec is identical to the previously-mentioned City Life model.

Used Fiat Panda Sport

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Fiat Panda Cross deals

If you need a Fiat Panda with even more off-roading ability than the Wild model, then the Fiat Panda Cross could be the city car for you. Like the Wild, it comes with all-wheel-drive for improved, so it won’t be out of its depth on slippery roads and uneven terrain.

As the Cross model has been in the Fiat Panda range for quite some time, some of the features do change over time. From launch, the car was available with a 90hp 0.9-litre petrol and an 80hp 1.3-litre diesel, though later examples came with a detuned 85hp petrol and the 70hp mild hybrid petrol setup.

Kit levels have remained mostly consistent across the years, with features like the chunky off-road styling kit, air-conditioning, remote central locking and front fog lights coming on all versions, though later cars come with more advanced equipment like automatic air-conditioning and a 7.0-inch touchscreen.

Used Fiat Panda Cross

BuyaCar prices Limited stock

Fiat Panda City Cross deals

As its name implies, the Fiat Panda City Cross straddles the divide between the regular versions and the all-wheel-drive off-road-centric models. Unlike the full-fat Fiat Panda Cross, the City Cross doesn’t have all-wheel-drive, though it retains that car’s chunky off-road look.

As the Fiat Panda City Cross was launched back in 2017, there have been a few key changes over the years. For instance, it launched with a 1.2-litre petrol engine, though if you go for a nearly new example, you’ll instead find the 70hp mild hybrid engine under the bonnet.

A 7.0-inch touchscreen media system was added to the spec sheet around the same time the mild hybrid engine was introduced, though all cars get automatic air-conditioning, a height-adjustable driver’s seat and off-road-style 15-inch alloy wheels.

Used Fiat Panda City Cross

BuyaCar prices Limited stock

*Representative PCP finance - Ford Fiesta:

48 monthly payments of £192
Deposit: £0
Mileage limit: 8,000 per year
Optional final payment to buy car: £2,923
Total amount payable to buy car: £11,926
Total cost of credit: £2,426
Amount borrowed: £9,500
APR: 9.9%

BuyaCar is a credit broker, not a lender. Our rates start from 6.9% APR. The rate you are offered will depend on your individual circumstances.


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