Best used Mercedes PCP finance deals

Mercedes has such a wide range of models, that choosing a used model for your next car could be more affordable than you think

Ian Dickson Matt Rigby
Nov 17, 2021

If the idea of driving a Mercedes is something that gets you excited, we're here to help you get the most out of your money. Few car manufacturers carry as much prestige or fame as Mercedes. The German brand has dominated motorsport headlines for the best part of a decade, and the three-pointed star that sits on the bonnet of all Mercedes cars is one of the most recognisable logos in the world.

Mercedes cars are equally famous for being expensive, but while a brand new E-Class might well be out of reach for many of us, a cheaper used model could well be a more realistic option, especially the likes of the more affordable A-Class or C-Class.

What’s more, Mercedes models tend to hold onto their value quite well, which means monthly payments with PCP finance can be far cheaper than you might imagine. There are currently 1169 Mercedes deals on BuyaCar, with prices starting from a very reasonable £220 per month on PCP finance. Even if you're looking for something that's less than a year old, a Mercedes could be yours for as little as £468.

If you like the idea of cruising around in your Mercedes and adding a touch of class to your life, starting with a used model can be a great way to make your purchase an affordable one. We've rounded up the best Mercedes PCP finance deals available right now; you're bound to find something here that fits your dream and your budget.

2021 Mercedes PCP offers

Best Mercedes A-Class PCP deals

The Mercedes A-Class might be the cheapest way into modern Mercedes motoring but it very much looks and feels up to scratch. In 2013, Mercedes launched a new A-Class and swapped from an MPV-style look to a more conventional hatchback - and it's all the better for it. And the more recent version, launched in 2018, upped the standards even further with its sleeker shape.

As stylish as it is on the outside, it’s inside where the real benefits of the latest A-Class can be felt. With glossy black materials and modern design, the A-Class oozes sophistication. It has a lot of slick technology too, like large media displays, voice control and sat-nav, those as some of these were optional, you'll want to check that any car you're considering has the kit you're after. It won’t drive with the same precision as a BMW 1 Series, but it’s still very comfortable and refined and doesn’t cost a lot to run.


Nearly new Mercedes A-Class

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Mercedes A-Class
Used Mercedes A-Class

BuyaCar prices from £10,090
Monthly finance from £220*

Best Mercedes B-Class PCP deals

Based on a hatchback but with a bit more headroom, the B-Class is a compact people carrier that makes a great family car. Practicality is its USP, and there’s no shortage of space in the B-Class, from a big boot to plenty of room in the rear seats for adults.

It’s nicely designed inside too, and from 2014 cars came with more tech such as Apple CarPlay and a range of online connectivity services. As with the A-Class, a sleeker, more high-tech version was launched in 2018. The B-Class is not a car that’s particularly fun to drive, but it rides smoothly and, despite its size, doesn’t lean over too much in corners.


Nearly new Mercedes B-Class

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Mercedes B-Class
Used Mercedes B-Class

BuyaCar prices from £12,995
Monthly finance from £0*

Best Mercedes C-Class PCP deals

The Mercedes C-Class is an upmarket medium car and is available as a saloon or an estate. Whichever you choose, the C-Class is a stylish-looking and modern car with plenty of tech and safety features. In 2018, the C-Class was updated, bringing a 10.3-inch touchscreen media system and sat-nav as standard.

Mercedes also launched the C200 as a mild hybrid, which reduces emissions and gives a boost in power, so you may want to track down this version. The C-Class has a good range of fuel-efficient and powerful petrol and diesel engines and on the road it’s supremely smooth and refined.


Nearly new Mercedes C-Class

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Mercedes C-Class
Used Mercedes C-Class

BuyaCar prices from £8,499
Monthly finance from £344*

Best Mercedes SLC PCP deals

The SLC (originally names the SLK) is a popular two-seater roadster that’s been around for more than 20 years. Unlike some rivals, the SLC has always come with a metal folding-hardtop roof, making it feel really secure and quieter inside than a traditional convertible.

In 2016, the SLK was renamed SLC to fit in with Mercedes' new naming convention but despite the new name this was more of an update than a complete overhaul. As such, the SLC misses out on some of the tech of rivals but there is a media display and phone connectivity. Despite its sporty styling, the SLC isn’t the most thrilling car to drive but as a result, comfort levels are high. Production of the SLC ceased in 2020.


Nearly new Mercedes SLC

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Used Mercedes SLC

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Best Mercedes GLA PCP deals

The GLA is Mercedes’ smallest SUV and has chunky styling, a raised ride height and SUV-style cladding to give it a more rugged look. Just don’t expect to do too much off-roading in it: the GLA is more about the high driving position and chunky looks. The GLA was replaced in early 2020 with a more high-tech model with a slicker design (pictured above), but this is good news for buyers of the older models as it means prices for the older version should begin to drop more quickly – getting you more for your money.

Four-wheel drive is available on all but the cheapest Sport model, and this gives you welcome grip in slippery conditions, but the GLA doesn’t have as much ground clearance as rivals which limits how far you can take it off-road. Inside, the GLA is spacious, comfortable and well designed, with a large media screen, chrome air vents and phone connectivity.


Nearly new Mercedes GLA

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Used Mercedes GLA

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Best Mercedes E-Class PCP deals

From  per month, the E-Class is an exceptional car for the money. This is about the price you’d pay for a new small Hyundai hatchback or budget SUV, but the E-Class feels much more sophisticated. This is a big car and it’s got plenty of space inside for people and luggage and comes lots of standard equipment such as leather seats, sat-nav and a reversing camera.

In 2017, the E-Class was updated to include more safety features and new engines that are more efficient and frugal, while a further update in 2020 brought new mild hybrid engines and new styling for the front, rear, and interior. The E-Class is available as an estate or a saloon and all versions are wonderfully luxurious and refined to drive, if not the sportiest cars to drive.


Nearly new Mercedes E-Class

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Used Mercedes E-Class

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Best Mercedes CLS PCP deals

Despite its sporty styling, the CLS isn’t actually all that much fun to drive. Instead, this is a car that pampers and shelters you from the outside world. Luxurious and classy inside, smooth and refined to drive and surprisingly economical if you opt for a diesel version, the CLS is a limo that looks like a sports car.

It might have a curved roofline, but this doesn’t affect rear headroom unduly, with plenty of space for adults in the rear seats.


Nearly new Merceedes CLS

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Mercedes CLS
Used Mercedes CLS

BuyaCar prices from £16,899
Monthly finance from £0*

Best Mercedes GLC PCP deals

The GLC is the mid-sized SUV in the Mercedes range and it’s one of the best-looking cars in this crowded class. There’s also a more sportily-styled GLC Coupe that has a lower roofline but isn’t as practical. Inside, the GLC is on par with rivals for space and it’s got a big enough boot and interior space to make this a fantastic choice for families.

There’s also a powered tailgate as standard, a 10-inch touchscreen media system and a raft of top-class safety features. While some rivals are more exciting to drive, the GLC is better suited to wafting along in comfort. It’s not bad off-road, either, though it's no Land Rover.


Mercedes GLC
Nearly new Mercedes GLC

BuyaCar prices from £49,980
Monthly finance from £0*

Mercedes GLC
Used Mercedes GLC

BuyaCar prices from £20,995
Monthly finance from £356*

Best Mercedes GLE PCP deals

The Mercedes GLE is a large SUV that takes all the refinements you’d expect of Mercedes and puts them in a package that’s very spacious, luxurious and comfortable. Inside, its leather seats, soft-touch materials and sophisticated tech makes the GLE feel very upmarket indeed.

As we’ve seen elsewhere with Mercedes models, what they lack in driving engagement they more than make up for in on-the-move elegance and comfort. If you go for the smaller diesel engines, you’ll be amazed at how fuel-efficient they are, while four-wheel drive means they make great tow cars that can venture further off-road than you’d expect.

There are rakish-looking GLE Coupe models available, plus plug-in hybrid and high-performance AMG-badged models to go alongside the regular petrol and diesel versions.

In 2019, the GLE was redesigned, with a more sophisticated media system and interior design, plus the option of seven seats for the first time.


Nearly new Mercedes GLE

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Mercedes GLE
Used Mercedes GLE

BuyaCar prices from £23,500
Monthly finance from £0*

Best Mercedes S-Class PCP deals

For the last word in luxury, the S-Class is hard to beat. Only a Rolls-Royce or Bentley comes close to matching the elegance of this large Mercedes saloon. The S-Class has long been a testbed for the latest Mercedes tech and as such it’s got all the bells and whistles, and then some.

For such a big car, it actually handles corners really well but it’s much better at gliding between destinations in total comfort. The best place to be is in the back seats, where you'll feel like you're sitting in business class on a plane. There’s loads of legroom and you can adjust the seats to find the most relaxing position.


Nearly new Mercedes S-Class

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Mercedes S-Class
Used Mercedes S-Class

BuyaCar prices from £18,000
Monthly finance from £653*

Best Mercedes SL PCP deals

From Beverly Hills to St Tropez, the Mercedes SL is the sports car of choice for the world’s rich and famous - though comfort is higher on the agenda than all-out sporty driving ability.

It’s a two-seat convertible that’s been around in different incarnations since the 1970s and exudes a high level of sophistication and luxury. It’s no sports car, though: this is a car for wafting gracefully from sports club to lunch date.

That's not to say it's slow though, oh no. Even the most humble version comes with a 3.0-litre V6 engine producing 367hp and a 0-62mph time of 4.9 seconds.

That's not to say it's slow though, oh no. Even the most watered down version comes with a 3.0-litre V6 engine producing around 370hp and a 0-62mph time of 4.9 seconds. Suffices to say your need for speed will be well catered for here, too.

Nearly new Mercedes SL

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Used Mercedes SL

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*Representative PCP finance - Ford Fiesta:

48 monthly payments of £192
Deposit: £0
Mileage limit: 8,000 per year
Optional final payment to buy car: £2,923
Total amount payable to buy car: £11,926
Total cost of credit: £2,426
Amount borrowed: £9,500
APR: 9.9%

BuyaCar is a credit broker, not a lender. Our rates start from 6.9% APR. The rate you are offered will depend on your individual circumstances.


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