Latest Ford finance deals and offers

Want a great value, fun-to-drive and cheap-to-run car? Chances are one of Ford's large range could fit the bill. Here are the best deals

Chris Rosamond
Mar 19, 2021

Ford has long been one of Britain’s most popular car brands, and with good reason. It has a long history of making affordable, practical and desirable cars for everyday driving, and has never forgotten the value of offering desirable but accessible sporty versions of its mainstream models.

Still, Ford is arguably at its best with bread and butter models like the Fiesta and Focus hatchbacks - two of the best-selling cars in Britain - and its hugely popular MPVs like the C-Max and S-Max. The company was a little late to the party when it comes to SUVs and crossovers, with some of its recent offerings being a little bland compared to funkier rivals, but that's all starting to change.

Its once common Mondeo family car is feeling the pinch too, with many drivers preferring to get something with a more upmarket badge on the bonnet, and others falling for one of the vast range of trendy crossover/SUVs that are all the rage these days.

Still, if you’re looking for practical family transport in the used car market, it’s hard to ignore the mainstream Ford models, as they offer excellent value. Almost without exception they are a pleasure to drive, comfortable and economical, as well as being well-equipped with great phone connectivity and good safety scores.

Read on for our overview of the key players in the Ford line-up, and check out the excellent deals on offer from this long-established and much-loved brand.

2021 Ford PCP deals

Best Ford Ka+ finance deals

The Ford Ka+ is a practical city car that’s cheap to own with manageable running costs, and it drives well to boot. For a small city car it’s very roomy inside, but as a model at the budget end of the Ford line-up you shouldn’t expect too much in the way of luxuries or high-tech safety kit - in those respects it’s pretty basic.

Still, if you’re looking for an unassuming runabout that’s easy to own and won’t cost an arm and a leg to buy, insure or keep topped up with petrol, then you can do a lot worse than the smallest Ford. Not that it’s very much smaller than the Ford Fiesta supermini, which is the next model up in the line-up. In fact the Ka+ is only 4cms shorter than the Fiesta, and also a shade taller so you get more headroom. You only get two engine options - variants of the same 1.2-litre petrol engine with 70hp or 85hp - and while performance is not electrifying from either, both do the job. Handling is neat and composed too, without too much body lean around corners.

The entry level Studio isn’t too Spartan with electric windows, air-conditioning and Bluetooth connectivity, and you can find two-year old examples on BuyaCar for little more than £100 per month. Zetec trim is a lot more desirable though, with alloy wheels, cruise control and Ford’s Sync3 media system with Android Auto and Apple CarPlay.


Ford Ka+
Used Ford Ka+

BuyaCar prices from £6,795
Monthly finance from £119*

Best Ford Fiesta finance deals

The Ford Fiesta was replaced in 2017, and this latest model does everything you’d expect of the most popular supermini in Britain. It looks classy, it’s comfortable and quiet while being entertaining to drive, and its high-tech engines are impressively frugal.

Our favourite are the 1.0-litre EcoBoost petrol versions which come with power outputs between 100hp and 140hp, but you can also get a punchy and super-frugal 1.5-litre diesel engine if you drive high mileages. Apart from being great to drive, the Fiesta’s cabin is one of its highlights. It’s built to a quality standard that’s good enough to worry a Volkswagen Polo, and the interior is stylish too, with a big eight-inch tablet style touchscreen media system in the centre of the dash now standard on even the entry level Trend model.

There’s a wide range of trim levels, including Titanium, Titanium X, ST-Line, ST-Line X and the luxury flagship Vignale - but all models have a decent level of kit with air-conditioning, remote locking, Bluetooth and Apple CarPlay/Android Auto. Titanium spec gives you bigger, more flashy alloy wheels, cruise control and climate control among the luxuries, while the expensive Vignale gives you a panoramic sunroof and quilted leather seats.

With so much choice and availability it pays to work out which model you want before shopping around.


Ford Fiesta
Nearly new Ford Fiesta

BuyaCar prices from £19,000
Monthly finance from £296*

Ford Fiesta
Used Ford Fiesta

BuyaCar prices from £6,200
Monthly finance from £124*

Best Ford EcoSport finance deals

The Ford EcoSport is Ford’s answer to compact SUV rivals like the Nissan Juke and Renault Captur. Like its rivals it uses small hatchback engines and technology to keep costs down, and has compact engines like a 1.0-litre turbocharged petrol and 1.5-litre diesel for maximum fuel economy. Don’t expect racy performance from any of these, but the higher-powered versions offer respectable acceleration levels for a car of this type. Pick a diesel and you could get over 50mpg if you drive gently, too.

The EcoSport may be somewhat lacking if you’re a keen driver, but for those looking for a laid back crossover the EcoSport is undemanding to drive and comfortable and spacious to sit in. The boot is reasonably practical too, but watch out for the side-hinged rear door which can be awkward when trying to get into the boot in a tight parking space.

The latest EcoSport line-up comes in familiar Zetec, Titanium and ST-Line trim levels, and even the basic models get air-conditioning and Sync 3 eight-inch touchscreen media system with smartphone connectivity.


Nearly new Ford EcoSport

BuyaCar prices Limited stock

Ford EcoSport
Used Ford EcoSport

BuyaCar prices from £7,990
Monthly finance from £147*

Best Ford Focus finance deals

The Ford Focus may be a common sight on UK roads, but there’s nothing ordinary about the way it performs. The latest version of Ford’s family favourite combines fun and sporty driving characteristics, with a comfortable cabin, an array of technology in the cabin as well as latest safety systems, and its carefully honed lines have plenty of kerbside appeal too.

Engines start with the frugal 1.0-litre turbocharged EcoBoost petrol range shared with the smaller Fiesta, and there’s a bigger 1.5-litre version if you need a bit more punch. You can get 1.5-litre and 2.0-litre diesels and there’s a slick eight-speed automatic on offer too.

The entry-level Zetec has comprehensive levels of kit, while the Titanium and Vignale add more luxuries. Other desirable alternatives include the sporty ST-Line, and the ST hot hatchback, or you could choose the Active trim level with its SUV-inspired rugged bodystyling.


Nearly new Ford Focus

BuyaCar prices Limited stock

Ford Focus
Used Ford Focus

BuyaCar prices from £7,685
Monthly finance from £156*

Best Ford C-Max finance deals

The Ford C-Max is a compact people-carrier or MPV that’s based on the underpinnings of its sister-model, the Focus, so you won’t be surprised to hear it shares many of the same advantages. It’s a bit taller and heavier than a Focus hatch, and while it’s not quite as sporty and responsive on the road, the shared chassis does mean the C-Max is still one of the most engaging smaller MPVs to drive. The ride is a little firmer than the Citroen alternative, for example, but in return the Ford doesn’t lean unduly in corners and you can steer it accurately and confidently around bends.

If you’re looking at an MPV purely for practical reasons, have no fear because here again the C-Max delivers. It offers lots of head and legroom for three passengers in the rear, as well as a practical 432-litre boot – that’s a significant upgrade on the five-door Focus. Take the rear seats out, and you get a whopping 1,684 litres to fill up with Ikea flat packs.

The C-Max takes its engines from the Focus line-up too, including the efficient EcoBoost petrol options and a 1.5-litre diesel offering almost 50mpg. There are only three trim levels currently offered - Zetec, Titanium and Titanium X. All get alloy wheels, air-conditioning and Sync voice recognition, while Titanium gives you a flashy eight-inch touchscreen media system, and the Titanium X adds a panoramic roof and half-leather trim.


Ford C-Max
Used Ford C-Max

BuyaCar prices from £7,500
Monthly finance from £154*

Best Ford Kuga finance deals

The Ford Kuga is a popular SUV that competes against the likes of the Nissan Qashqai and more modern Skoda Kodiaq and Seat Ateca. It’s showing its age a little perhaps, but for that reason it’s pretty good value - and as you’d expect from a Ford family car it’s practical and affordable when it comes to running costs too.

It’s another model based on the Ford Focus, and comes with petrol and diesel engine options as well as a choice of two-wheel drive and four-wheel drive.

There are a trio of power outputs available from the 1.5-litre petrol engine, including a reasonably strong 150hp mid-range option that’s worth looking out for. High mileage drivers may prefer the 2.0-litre diesel which offers up to 52mpg.

Kuga trim levels mirror other cars in the Ford family, so kick off with Zetec, and rise through Titanium, Titanium X, ST-Line, ST-Line X and Vignale.


Nearly new Ford Kuga

BuyaCar prices Limited stock

Ford Kuga
Used Ford Kuga

BuyaCar prices from £9,490
Monthly finance from £180*

Best Ford Mondeo finance deals

Once upon a time the Ford Mondeo was one of the most popular cars on the road, but Ford’s mid-size family hatchback sales have suffered on two fronts. Company car drivers increasingly demand posh badges which means the Mondeo loses out to rivals such as the Audi A4 or Mercedes C-Class, while everyone else seems to want an SUV or crossover these days, leaving the traditional Mondeo out in the cold.

Still, the Mondeo is an exceptionally competent car, and low interest in it means there are some truly fantastic used car offers around for buyers who want comfort, safety and affordability in a decent-sized package, and aren’t too bothered about following fashionable trends.

There’s a wide range of engine choices, and plenty of trim levels along the familiar Ford theme - so Zetec, Titanium Edition, ST-Line Edition and Vignale. Even the Zetec gets an eight-inch media system, with sat-nav and dual-zone climate control, while Titanium gets electric leather seats. ST Line, meanwhile, offers a sporty setup and 18-inch alloys, while the Vignale is a true luxury model with quilted leather upholstery and LED headlamps among its standout features.


Nearly new Ford Mondeo

BuyaCar prices Limited stock

Ford Mondeo
Used Ford Mondeo

BuyaCar prices from £11,000
Monthly finance from £202*

Best Ford S-Max finance deals

If you’re looking for a family-sized people carrier, the Ford S-Max is hard to beat, especially if you enjoy driving. In spite of its high roof and seven-seat capacity the S-Max offers relatively nimble handling with responsive steering and a less wallowy ride than anything short of the BMW 2 Series Gran Tourer, which is similarly pleasant to drive.

There’s a great range of petrol and diesel engine choices too, with up to 210hp on offer from the latest diesel lineup. Even the latest 1.5-litre EcoBoost petrol models packs a surprising punch, if you can’t justify the 240hp 2.0 petrol option. You can even get four-wheel drive if you want to tow or live up a mountain track.

The S-Max is fantastically roomy for a family of five, with space for three baby seats across the second row. The third row of seats is good for kids too, but less so for adults as leg and headroom is limited.

The range kicks off with the Zetec trim, which has pretty much all you could want from a family car, including an eight-inch touchscreen media system, dual-zone climate control and all-round parking sensors. Titanium adds sat-nav, auto wipers and cruise control, while ST-Line gives you sports suspension and flashy 18-inch alloys. Once again the Vignale trim takes things above and beyond with quilted leather, electric seats and digital dials.


Used Ford S-Max

BuyaCar prices Limited stock

Best Ford Edge finance deals

If you’re looking for good value and road presence from a family SUV, then the Ford Edge is an interesting proposition. It’s an American car at heart, but sold over here to give Ford dealers something to tempt SUV buyers away from the vast range of SUV rivals from the Kia Sorento to the Land Rover Discovery Sport.

Aside from its imposing looks, the Ford Edge offers a comfortable ride and a huge boot. The interior is roomy for five, but there’s no third row of seats - so if you want space for seven, you won't get it with the Edge. Without any really muscular engine options the Edge is not a thrill-a-minute to drive either, but the two 2.0-litre diesels will keep you trucking at a reasonable pace without breaking the bank.

Still, you can’t deny the styling is eye catching, and the Edge has an easy-going, laid-back feel on the road. Equipment levels are high too, with the Titanium entry-level model offering a reversing camera, electric seat adjustment, LED headlamps, lane-keeping assistance and sat-nav. The Vignale gets matrix LED headlamps and quilted leather, while there’s also a sporty looking ST-Line with big 18-inch alloys.


Used Ford Edge

BuyaCar prices from £19,700
Monthly finance from £328*

*Representative PCP finance - Ford Fiesta Titanium:

Monthly payments over 48 months: £192
Deposit: £0
Mileage allowance: 8,000 per year
Optional final payment to buy car: £2,923
Total amount payable to buy car: £11,926
Total cost of credit: £2,426
Amount borrowed: £9,500
APR: 9.9%

Buyacar is a credit broker, not a lender. Our rates start from 6.9% APR. The rate you are offered will depend on your individual circumstances.


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