Cheap Used Cars for sale

Searching for the best used car for your budget can be stressful, especially when money is tight. With a fantastic selection of cheap deals and competitive finance options that could see you paying less than £150 per month for a top quality pre-owned model, BuyaCar is here to help. Find your next car now and buy online with total peace of mind, including arranging finance that fits your budget.

How do I find the cheapest car for my budget?

When looking to buy a car you have to be realistic, so budget for what you can afford and firmly stick to it. Instead of buying a car outright, you could choose a finance package, such as a Personal Contract Purchase deal, to pay a small monthly amount. Remember to consider running costs as well your monthly finance bill, though. Larger cars with bigger, more powerful engines are usually pricier in terms of petrol and diesel consumption, as well as being more expensive to insure, service and maintain. 

What finance options are there for cheap car buyers?

Most car buyers in the UK use Personal Contract Purchase plans, usually called PCPs for ease, to finance their cars. Available on new and used models, they require an up-front deposit followed by monthly instalments paid over a time period of time, usually two to five years. At the end of this period, you can hand the car back, pay off the remaining balance to own the car outright, or take out a PCP deal on another model. To make PCPs more affordable you can reduce monthly payments with a larger deposit or by agreeing to a lower mileage cap. Make sure you know what the financial penalty is for exceeding the mileage limit before agreeing to the deal, though. PCPs effectively finance a car’s depreciation, that's the amount its worth drops over time, so better deals can often found on models which hold their value well.

What are some of the best cheap cars to buy?

If you are looking for the best cheap car, start with brands that concentrate on offering great value. One of the UK’s best value new cars is the Kia Picanto, which is a fabulous small car choice and includes Kia’s excellent seven-year/100,000-mile warranty. Other cheap cars well worth your attention are the Citroen C3 Origin, Dacia Sandero, Fiat 500 and Hyundai i10. All are great value, often cost less than £150 per month as nearly new models, yet don't scrimp on handy features such as Android Auto and Apple CarPlay.

Can anyone get approved for car finance?

Financing with a PCP is the most common way that people buy their cars, so dealers are well-versed in advising buyers on how to choose a model that meets their needs as well as their budget. Anyone applying to buy a car on finance will have their credit score checked to ensure they can afford to pay back the loan, so do your homework beforehand because getting approved means you need to have chosen a car that suits your budget.