Best used Ford Kuga PCP deals and finance offers

A used Ford Kuga is great value for money and with so many engines and trims to choose from, there’s sure to be one to suit your budget

John Evans
Oct 19, 2020

A greater on-road presence, better visibility of the road ahead and decent practicality - no wonder SUVs are popular. Most car makers have at least a couple in their line-ups and the Kuga is Ford’s family-size offering.

The version we’re talking about here went on sale in 2013. It was updated in 2017 before being replaced by a new model in 2020. The new version is better than its predecessor except for one key thing: price. As a used car, the old Kuga is much better value for money with prices starting at less than £10,000. Meanwhile, the 2017 update brought fresher stying and technology including Ford’s much-improved Sync3 media system plus autonomous braking and lane-keeping assist, so go for one of these if you want an affordable but still up-to-date Kuga.

There are roomier, more practical and classier alternatives but being based on sister car, the Ford Focus, the Kuga is reasonably fun to drive, if a little firm riding. There’s a host of trim levels to consider but our pick is Titanium, one up from entry-level Zetec, which itself is reasonably well equipped.

Ford is a master of marketing which is why you’ll notice some trim levels have an X, Edition or First Edition in their name. Expect these to have additional features such as a sportier body kit, leather upholstery or unique alloy wheels. That said, Titanium X trim is a notable step above Titanium in terms of luxury. Talking of features, look out for models with remote tailgate opening that allow you to open the boot by just waggling your foot beneath the bumper - useful when your hands are full.

The Kuga’s mid-power petrol and diesel engines are all most buyers will need, as is two-wheel drive. You may like the sound of the optional four-wheel drive system as reassurance when driving on slippery surfaces but a good set of winter tyres will do the same job on cold, wet and snowy roads.

USED FORD KUGA BUYERS' GUIDE

Used Ford Kuga PCP offers

Ford Kuga Zetec offers

The most affordable Kugas are those with Zetec trim. This may be the cheapest option but 17-inch alloy wheels, air-conditioning, a digital radio, a heated windscreen, Ford’s Sync voice control system and keyless start are all standard.

Engines include the 1.5-litre Ecoboost 120 petrol and 1.5-litre TDCi 120 diesel. There are more powerful ones but you’ll pay at the pumps with lower fuel economy and in any case, the extra would be better spent choosing the next trim, Titanium. Considering the relatively small premium, you get much more kit with Titanium models, so for most drivers these are the wiser option.

Ford Kuga
Used Ford Kuga Zetec

Buyacar prices from £9,000
Monthly finance from £152

Ford Kuga Titanium offers

New, Titanium trim cost £3,400 more than Zetec but on the used car market that price premium shrinks, making it much better value. How much better is clear by the fact that like for like on BuyaCar, Titanium trim is only around £1,000 more expensive than Zetec.

Opt for PCP finance - where your monthly payments are affected by how much the car is worth at the end of the contract - and the premium is likely to be much smaller. So, if you want the best value option, Titanium trim makes a lot of sense.

The extra money buys a host of essential as well as luxury features. The former are represented by rear parking sensors, sat-nav, automatic headlights and windscreen wipers, and automatic folding mirrors. Luxury items include keyless entry, a superior Sync voice control system, a gloss-black grille surround and part-leather seats. Paired with the 2.0 TDCi 150 diesel engine, it’s our favourite Kuga.

Ford Kuga
Used Ford Kuga Titanium

Buyacar prices from £8,690
Monthly finance from £144

Ford Kuga Titanium X offers

This variation on Titanium trim plays the luxury card with features including a panoramic sunroof (beware – it eats into the model’s already restricted headroom, so taller people may want to stick to Titanium specification), 18-inch alloy wheels, LED tail lights, adaptive Xenon headlights and leather upholstery.

With that lot, it should cost a fortune but a high-specification Kuga can’t justify or maintain strong prices second-hand, which is why even facelift 2.0-litre TDCI 150 examples are available from less than £15,000, making them great value for money.

Ford Kuga
Used Ford Kuga Titanium X

Buyacar prices from £9,900
Monthly finance from £165

Ford Kuga ST-Line

You can tell this is the sporty one in the Kuga line-up because it has a bodykit and firmer suspension. In addition to those sporty extras it has larger 18-inch alloy wheels, automatic parking capability, sports seats and mood lighting. All told, it’s an attractive and well-equipped version of this SUV.

This specification was introduced with the 2017 facelift, when it cost around £1,500 more than Titanium trim. It was very popular and so you’ll find a good selection of used versions on BuyaCar.

However, should you be tempted away from Titanium, it’s worth remembering that a high-riding SUV such as a Kuga requires more than just firmer suspension to make it feel sporty. In fact, on the ST Line its main contribution is to make the ride less comfortable over poor surfaces. As a result, most drivers will be better served by choosing a Titanium model.

Ford Kuga
Used Ford Kuga ST-Line

Buyacar prices from £13,991
Monthly finance from £196

Ford Kuga Vignale

Vignale is Ford’s upmarket trim level, designed to appeal to buyers of premium cars. It carries a hefty price increase over lesser trims and on new Kugas was always hard to justify, though Kuga Vignales do offer a more luxurious feel inside in exchange.

High costs are the reason that few Kuga Vignales sold, which explains why used Kuga Vignales are so rare, but should one be available on BuyaCar you can be sure it will be much better value and less expensive than any comparable BMW, Mercedes or Audi.

So, if you want an upmarket SUV with plenty of kit, but are less bothered by the badge on the bonnet, a Kuga Vignale could cost you far less than going for a German alternative.

Ford Kuga
Used Ford Kuga Vignale

Buyacar prices from £15,646
Monthly finance from £217

 

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