Best Volkswagen finance deals 2020

Save thousands of pounds across the VW range with offers on nearly new and used cars: the best Volkswagen deals

BuyaCar team
Nov 25, 2020

Do you find the promise of solid German engineering too good to ignore? If you're currently on the hunt for a new car you'll no doubt have cast your eyes over the likes of BMW, Mercedes and Audi, but there is one other option available to you.

The Volkswagen model range is enormous so chances are if you're in the market for your next car, no matter which kind you're looking for, there's probably going to be a VW on your list of options.

Whether its tiny VW Up, or the gargantuan VW Touareg, those and everything in between are some of the best quality cars you can buy, and compared to a Mercedes, they're pretty affordable too.

Even if you're on the lookout for a hybrid or even a fully electric car, Volkswagen offers a choice of those as well. If you're keen to get stuck into great value finance deals, this list of options available on BuyaCar is a great place to start.

Best Volkswagen PCP deals

Volkswagen Up offers

Volkswagen's city car is one of the best on the market. There's more space inside than its diminutive dimensions would suggest, so you will be able to squeeze a pair of passengers into the back seats. It's best to restrict this to shorter journeys, though.

Avoid the Take Up entry-level version and the latest cars will have a radio with a colour screen and USB port that enables your phone to be plugged in. This makes it easy to play music through the speakers.

Most engines are reasonably nippy around town but take a while to accelerate on faster roads. That's not the case with the TSI-badged car, which has more power, making it better-suited to motorways. The Up GTi is positively quick and fun to drive. The expensive e-up electric version is rare.


Nearly new Volkswagen Up

BuyaCar prices from £9,790
Monthly finance from £148*

VW up!
Used Volkswagen Up

BuyaCar prices from £4,995
Monthly finance from £100*

Volkswagen Polo offers

Spacious, comfortable and well-built: the latest Volkswagen Polo is so large and sophisticated that it may well be the only car that you'll need - the only trouble is that it's not much easier to park than the bigger Golf.

Alternatively, you can save thousands of pounds and choose the previous-generation Polo which is not at all shabby by any standards. Its solid interior ages well and you can still fit adults into the back, although taller passengers will feel cramped.


VW Polo
Nearly new Volkswagen Polo

Buyacar prices from £14,000
Monthly finance from £195*

VW Polo
Used Volkswagen Polo

Buyacar prices from £6,350
Monthly finance from £127*

Volkswagen Golf offers

The Golf's solid and dependable image may not ignite passion amongst car buyers, but it certainly ticks plenty of boxes if you're looking for a practical car.

At times it feels like it's been designed to a formula, drawn up to give rear passengers just enough space to be comfortable, to provide a boot that's just large enough for a family, and to deliver just enough power for reasonable acceleration.

It makes the Golf an excellent all-round car. The interior has a quality feel and excellent levels of equipment. All but entry-level models include adaptive cruise control that maintains a set distance from the car in front, along with air conditioning and a touchscreen. Models produced since Spring 2017 come with Apple CarPlay and Android Auto.


VW Golf
Nearly new Volkswagen Golf

Buyacar prices from £18,229
Monthly finance from £249*

VW Golf
Used Volkswagen Golf

BuyaCar prices from £7,650
Monthly finance from £115*

Volkswagen T-Cross offers

A taller version of the Volkswagen Polo, the new T-Cross crossover car brings more space and a higher driving position for not a great deal more money.

It's comfortable, nimble, practical and extremely well-equipped, with an 8in touchscreen, wireless phone charging and bright LED lights as standard.

If the concept appeals, then the T-Cross is one of the best cars of its type. However, it's so new that there are few used examples around, but you should be able to save on a brand new model.


Nearly new Volkswagen T-Cross

BuyaCar prices from £16,990
Monthly finance from £237*

Used Volkswagen T-Cross

BuyaCar prices from £15,199
Monthly finance from £213*

Volkswagen T-Roc offers

As the T-Cross, above, is a taller version of the Volkswagen Polo so the T-Roc is meant to provide all of the benefits of the Volkswagen Golf, along with a higher driving position and larger boot.

It does this well, managing to be comfortable and stable in corners, as well as quiet at steady speeds - like a Golf. It's not a cheap option when new, which makes the savings available on nearly-new models more attractive.


Nearly new Volkswagen T-Roc

BuyaCar prices from £15,598
Monthly finance from £225*

Used Volkswagen T-Roc

BuyaCar prices from £14,979
Monthly finance from £225*

Volkswagen Tiguan offers

Where Volkswagen's other tall crossover cars might cut it for young families, the Tiguan is the model you'll want as your children get older.

The well-built interior has masses of space, and useful touches, such as rear seats that can slide backwards and forwards, so you can increase and decrease legroom or boot space as needed.

Prices are reasonable for the current car, which has been on sale in 2016. The prevous generation is also available with the same solid VW feel and space for the family.


Nearly new Volkswagen Tiguan

BuyaCar prices from £24,999
Monthly finance from £362*

Used Volkswagen Tiguan

BuyaCar prices from £9,701
Monthly finance from £169*

Volkswagen Tiguan Allspace offers

A seven-seat version of the current Volkswagen Tiguan, the Tiguan Allspace is longer, and with a bigger boot - when the rear row is folded.

It's sold with a high specification, which makes it expensive for new car buyers. Used car deals do make it more affordable, but it's far from the cheapest seven-seat option you can buy, with the Skoda Kodiaq and Kia Sorento offering decent value for money.


Nearly new VW Tiguan Allspace

BuyaCar prices from £27,034
Monthly finance from £385*

Used VW Tiguan Allspace

Volkswagen Touareg offers

The biggest Volkswagen SUV is good enough to tempt you away from the more expensive Audi Q7,as it matches that car's build quality and improves on the technology - particularly on higher-end R-Line Tech models, which has a huge 15in dashboard screen next to another 12.3in display behind the steering wheel.

The boot's enormous, but it does only have five seats - unlike the Q7 or other large SUVs like the BMW X5. Also available is the previous-generation Tourareg - another enormous and comfortable SUV.


Nearly new Volkswagen Touareg

BuyaCar prices from £31,989
Monthly finance from £444*

Used Volkswagen Touareg

BuyaCar prices from £17,100
Monthly finance from £295*

Volkswagen Passat offers

When it comes to design, space, price and the way it drives, Volkswagen's Passat is the sensible, practical option if you're looking for a spacious car. It offers everything that most car buyers will ever need, without necessarily providing a lot of what they may just want.

It's a formula that plenty of drivers are delighted to buy into, particularly as used car prices - including finance quotes - tend to be more affordable than other similar options.

There's an extremely sensible estate option, along with a plug-in hybrid model. An updated version (pictured above), has recently gone on sale.


Nearly new Volkswagen Passat

BuyaCar prices from £19,465
Monthly finance from £275*

Used Volkswagen Passat

BuyaCar prices from £9,599
Monthly finance from £153*

Volkswagen Arteon offers

The Volkswagen Arteon addresses the one major criticism of the Volkswagen Passat: the lack of excitement.
It uses the same mechanical parts as the Passat but clothes them in a much more interesting design, with a grille that seems to merge into the headlights and a curved roof.

Elsewhere, it's not a great deal different from the Passat, which means that the interior is well-laid out and the car is quiet and reasonably composed over bumps, without being nimble and exciting to drive.


Nearly new Volkswagen Arteon

BuyaCar prices from £23,749
Monthly finance from £335*

Used Volkswagen Arteon

Volkswagen Touran offers

The Touran is another version of the Volkswagen Golf, taking the same basic parts and using them to build a large seven-seat people carrier. It's tall and long enough to carry seven adults in comfort, although using all seats does mean that boot space is severely restricted.

Despite the size, it's car-like to drive, with light steering, although the height does result in noticeable wind noise at speed.


Nearly new Volkswagen Touran
Used Volkswagen Touran

BuyaCar prices from £13,690
Monthly finance from £214*

Volkswagen Sharan offers

Sliding rear doors and more space makes the Sharan a more practical choice than the smaller VW Touran people carrier. Both cars have seven seats, but the Sharan is the only one that offers a reasonable amount of boot space when all are in use - although the 300-litre area isn't overly generous.

Seats folded, the car becomes more van-like - only when it comes to luggage. It's quiet and comfortable with light steering, making it less stressful to drive than you might think.


Nearly new Volkswagen Sharan

Buyacar prices Limited stock

Used Volkswagen Sharan

*Representative PCP finance - Ford Fiesta Titanium:

Monthly payments over 48 months: £192
Deposit: £0
Mileage allowance: 8,000 per year
Optional final payment to buy car: £2,923
Total amount payable to buy car: £11,926
Total cost of credit: £2,426
Amount borrowed: £9,500
APR: 9.9%

Buyacar is a credit broker, not a lender. Our rates start from 6.9% APR. The rate you are offered will depend on your individual circumstances.


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