Best used Ford Galaxy PCP finance deals

The Ford Galaxy is a spacious seven-seater that makes a lot of sense if you’re after a used people carrier. Read on for more details

James Allen
Dec 31, 2021

Despite the rise in popularity of big SUVs, more traditional seven-seater people carriers still represent a great choice if you’re after a practical and versatile family car. One such example that’s worth having on your radar is the Ford Galaxy - not least because, as it was first launched in 2015, a decent number have filtered down onto the used market.

There’s more to like about the Ford Galaxy than having a fair few second-hand options to pick from. For starters, it’s very roomy and, thanks to the boxy shape, even adults and tall teenagers won’t be left wanting for headroom if they’ve been relegated to the two third-row seats. Using all seven seats at the same time will compromise the luggage volume a bit, mind - though that’s a problem you’ll find with nearly all people carriers, and isn’t exclusive to the Ford Galaxy.

What isn’t so widespread amongst other people carriers, though, is the Ford Galaxy’s surprisingly decent handling around corners. You won’t go mistaking it for a sports car, but the Ford Galaxy doesn’t feel that out of its depth on twisty roads for such a big and heavy vehicle. That handling setup hasn’t come at the expense of ride comfort, either - in fact, the Galaxy irons out lumps and bumps in the road very well indeed.

Compared with some other cars, the Ford Galaxy wasn’t available in many trims - there were only Zetec, Titanium and Titanium X grades to choose from when new. However, all models do come with a decent amount of kit as standard - especially when you consider that the specs remained mostly the same throughout the car’s production run.

Likewise, a decent selection of engines were available across the Ford Galaxy’s lifecycle, with the turbocharged diesel options being the best all-rounders for drivers after punchy and frugal family transport - though there were a couple of petrol engines that promise better speed at the expense of fuel economy.

A petrol-electric hybrid option was also available, though do bear in mind that it was only added to the range in 2021, so older and cheaper versions aren't available.

Best used Ford Galaxy PCP deals

Ford Galaxy Zetec deals

Available in the Ford Galaxy range throughout its production run to date, Zetec is the entry-level trim on this people carrier. Because Zetec is normally a mid-range spec on cars like the Ford Fiesta and Ford Focus, it means that even this base version comes fairly well-equipped.

Kit that came as standard included a DAB digital radio, an 8.0-inch touchscreen media system, dual-zone air-conditioning and front and rear parking sensors, with later examples adding cruise control and automatic windscreen wipers to the out-of-the-box equipment list.

A broad array of engines was available on Ford Galaxy Zetec models, too. In fact, the only engines that weren’t offered on this spec were the 190hp petrol-electric hybrid and the 240hp 2.0-litre petrol - though as the latter was by far the least economical engine available on the Ford Galaxy, it’s not like it was a huge loss for this trim.

Ford Galaxy Titanium deals

The next step up the Ford Galaxy trim range ladder is Titanium - which, depending on the age of the used Ford Galaxy you’re looking at, was either the mid-level or range-topping spec. As expected, it comes with all the features you’ll find on Zetec cars, in addition to new bits and bobs like built-in sat-nav, keyless entry and a lane keep assist that can prevent you drifting out of your lane on the motorway.

Like Zetec models, all of the engines available on the Ford Galaxy bar the punchy 240hp petrol were available on the Titanium spec. Unlike Zetec models, though, Titanium-spec Ford Galaxy cars could be specified with all-wheel-drive in place of the standard car’s two-wheel drive-setup, so this and Titanium X will be the ones to go for if you need the extra traction from the all-wheel-drive system.

Ford Galaxy Titanium
Used Ford Galaxy Titanium

BuyaCar prices from £7,790
Monthly finance from £0*

Ford Galaxy Titanium X deals

Until it was removed from the range in 2020, Titanium X was the flagship trim on the Ford Galaxy. Befitting its place in the pecking order, Titanium X came with the greatest amount of equipment as standard; as well as all the gear you’ll find on Zetec and Titanium models, the Ford Galaxy in Titanium X spec also came with heated front seats, a panoramic sunroof, a reversing camera and a driver assist that could control the car’s steering when you were parallel parking.

As with every other grade of Ford Galaxy, a majority of the engines available on the car could be specified in Titanium X form. However, do bear in mind you won’t ever find a hybrid Titanium X example - this is because the Titanium X trim was removed from sale before the petrol-electric hybrid option joined the range in 2021.

Ford Galaxy Titanium X
Used Ford Galaxy Titanium X

BuyaCar prices from £18,000
Monthly finance from £357*

*Representative PCP finance - Ford Fiesta:

48 monthly payments of £192
Deposit: £0
Mileage limit: 8,000 per year
Optional final payment to buy car: £2,923
Total amount payable to buy car: £11,926
Total cost of credit: £2,426
Amount borrowed: £9,500
APR: 9.9%

BuyaCar is a credit broker, not a lender. Our rates start from 6.9% APR. The rate you are offered will depend on your individual circumstances.


Read more about:

Latest deals

  1. Best used car deals 2022

  2. Best used 2020-present Hyundai i20 PCP finance deals

  3. Best used 2020-present Honda Jazz PCP finance deals