Cheapest cars to insure for sale

Looking for the cheapest cars to insure for sale? You’ve come to the right place at BuyaCar. Beat the rising cost of living by buying one of our cheapest cars to insure, whether you need a handy hatchback, a comfortable saloon or a practical SUV. Pick from the best selection of cheap to insure cars, buy or arrange finance online, and have your car delivered to your door. Find a cheap car to insure for sale today.

Which car has the cheapest insurance?

In general, the cheapest cars to insure tend to be compact in size, have small engines and low levels of equipment. As a result, they are placed in the lowest of the 50 insurance groups according to industry rankings. All cars are categorised into insurance groups, based on their value when new, their safety and security equipment, plus how easily and inexpensively they can be repaired following an accident. Cars in the lowest insurance groups include certain Hyundai i10, Skoda Fabia and Volkswagen Polo models. However, the car you’re insuring isn’t the only factor to take into account, as your age, postcode, job and personal driving record are also used to calculate the cost of your premium.

What is the cheapest reliable car to insure?

The cheapest cars to insure tend to be small city-focused small hatchback, thanks to them usually having smaller engines and less equipment. By default, having less to go wrong in the first place can make a car more reliable. The Fiat Panda also has the benefit of being in production for a long time, making it an established cheap to insure choice. The base model Volkswagen Up – along with its closely related SEAT Mii and Skoda Citigo cousins – is also one of the cheapest cars to insure and is solidly built. The Vauxhall Corsa is one of the UK’s most popular used cars, and the cheapest models from the range are also inexpensive to insure. 

How do I reduce the cost of my car insurance?

There are several ways you can reduce the cost of your car insurance. For younger drivers in particular, having a black box installed that records your driving habits can be a great way to reduce premiums. You can also opt for a higher voluntary excess amount you would have to pay should you need to make a claim, while adding lower risk drivers to your policy also helps. It is also wise to never let your current car insurance policy auto-renew before shopping around in advance for a better deal. Whenever you take out a new car insurance policy, if you can afford to pay the whole premium up front it usually works out cheaper than paying for it over monthly instalments.