Best used 2012-2020 Audi A3 PCP finance deals

The Audi A3 is a classy and capable upmarket hatch, and you could be driving a used one from around £200 per month with PCP finance

BuyaCar team
Jan 11, 2022

As a small family hatchback with an upmarket feel, the Audi A3 ticks a lot of boxes. It’s an alternative to the likes of a BMW 1 Series and Mercedes A-Class and is similar in size and price to the Ford Focus and Volkswagen Golf.

The A3 looks and feels like a more high-end product than the Ford and Volkswagen, too, even though it shares a lot of its mechanical components with the Golf: both VW and Audi are part of the Volkswagen Group.

You can choose from a broad range of diesel and petrol engines with the A3, plus a plug-in hybrid variant, meaning there's plenty of choice, whether you're after maximum value, performance or fuel economy. Prices for petrol and diesel A3 hatchbacks start at £269 per month on BuyaCar; if you're looking for a plug-in hybrid version then expect to pay at least £316 per month.

You also have the choice between a three-door hatchback, four-door saloon and five-door hatchback, badged ‘Sportback’ by Audi. There’s also a stylish convertible version, plus high-performance S3 and RS3 models. An RS3 will cost you a minimum of  per month through BuyaCar.

The latest version of the A3 was launched in 2020, with significantly updated and more dramatic styling, plus a more striking interior. The previous version of the A3 was released in 2012, and received a substantial upgrade in 2016, which included new exterior styling, plus updates to the interior tech.

Used Audi A3 PCP deals

Audi A3 SE offers

The most basic version of the Audi A3 - the SE model - is generally the cheapest available on the used market, but don't let that put you off. Even at entry level, the A3 includes air-conditioning, 16-inch alloy wheels and comfort suspension, which gives the SE arguably the most smooth ride of the bunch.

Updated models built after April 2016 will also include cruise control as standard, along with the pop-up seven-inch display that was fitted to all models in the range. There's no sat-nav as standard with SE models but Android Auto and Apple CarPlay are included, so you can use your phone's navigation apps - plus phone, messaging, music and podcasts - on the screen.

The SE trim has now been discontinued, so the used market is the only way to get your hands on one.

Audi A3
Used Audi A3 SE

BuyaCar prices from £9,350
Monthly finance from £0*

Audi A3 SE Technik offers

The SE Technik trim arrived when the Audi A3 was updated in 2016. It adds sat-nav to the SE specification, along with voice recognition for setting your destination or changing your music with voice commands. Rear parking sensors are included too.

Since the SE trim is no longer available, SE Technik represents the entry level for the current A3 range and is a more desirable option for many drivers thanks to the addition of sat-nav and parking sensors, which are becoming increasingly valuable to many motorists.

Audi A3
Used Audi A3 SE Technik

BuyaCar prices from £10,000
Monthly finance from £269*

Audi A3 Sport offers

As you might imagine, the A3 Sport trim is intended to make the car look more sporty compared with the SE versions. Audi has achieved this by fitting more imposing 17-inch alloy wheels and a chrome exhaust.

You can make it feel sportier to drive too, with Audi's Drive Select system, which adjusts the sensitivity of the throttle, steering and gear shifts (on 'S tronic' automatic models) depending on which of the four options you choose: Comfort, Dynamic, Efficiency or Auto, with the Dynamic setting being the sporty one.

The Sport trim is essentially a step up from SE Technik, so additional equipment includes climate control, aluminium interior trim and sports seats.

Used Audi A3 Sport

BuyaCar prices from £10,100
Monthly finance from £384*

Audi A3 S line offers

If you thought that Sport trim was a little bit tame, then perhaps the S line will be more to your liking. These examples of the A3 have 18-inch alloy wheels and slightly more aggressive-looking styling, along with part-leather seats, a flat-bottomed steering wheel and extra ambient lighting for the vanity mirror, cupholders and footwells.

Perhaps surprisingly, these versions are actually a little more practical too, with storage nets on the back of the front seats, a 12V power socket in the back and another in the boot, where there's further netting for securing luggage.

Used Audi A3 S line

BuyaCar prices from £9,950
Monthly finance from £287*

Audi A3 Black Edition offers

If you fancy something a little more individual, then you could turn towards the Audi A3 Black Edition.

Black Edition cars went on sale in late 2016, bringing a new style of 18-inch alloy wheels and additional black trim around the grille and windows. You also get tinted glass and an upgraded sound system in addition to all of the standard equipment found on S line models.

Audi A3 models built from 2020 onwards are not available as Black Edition versions.

Used Audi A3 Black Edition

BuyaCar prices from £16,200
Monthly finance from £0*

Audi S3 offers

Although not as powerful as the super-high-performance RS3, the sporty S3 does represent a substantial jump in performance over standard A3 models. We see it appealing to drivers who are looking for a low-key performance car that's still family-friendly, but delivers some serious speed when required.

Handily, this powerful model also includes four-wheel drive, so you can make the most of the acceleration without spinning the wheels all the time. The S3 adds to S line specification with lower and firmer suspension and some exterior design tweaks, including a redesigned front bumper and roof spoiler, and bolder exhaust pipes.

Inside, the seats are covered in high-quality Nappa leather and those in the front benefit from heated seats. There is also an upgraded sound system.

Used Audi S3

BuyaCar prices from £17,499
Monthly finance from £0*

Audi RS3 offers

This is the one to go for if you're after supercar-style performance from your family hatchback. With acceleration from 0-62mph possible in just over four seconds, the range-topping RS3 with S tronic automatic transmission and quattro four-wheel drive is a seriously fast hatchback.

Unlike the other models in the range, the RS3 has a distinctive sounding five-cylinder engine that produces a characterful thrum when worked hard. If you're after an upmarket, seriously fast and enjoyable to drive all-weather rocket, the RS3 is a great option.

Used Audi RS3

BuyaCar prices Limited stock

Audi A3 e-tron offers

The plug-in hybrid version of the 2012-2020 A3 can be charged up for 16 to 20 miles of driving on pure electric power before its petrol engine takes over - you'll see it with the 'e-tron' badge. Versions built from 2020 onwards offer up to 40 miles of electric-only range, making these a better option for those who want to cover as many miles as possible on electric power; these are called the A3 40 TFSIe.

Just remember that you'll have to recharge regularly to make the most of this. Fail to do so and the car will rely mostly on its petrol engine and you'll get nowhere near the claimed fuel economy figures.

Standard specification is high, with 17-inch alloy wheels, a variety of driving modes, bright LED headlights, climate control and sat-nav thrown in.

Used Audi A3 e-tron

BuyaCar prices Limited stock

Audi A3 Cabriolet offers

With an electrically folding fabric roof that can be opened in 18 seconds, the Audi A3 Cabriolet enables you to make the most of the summer, but the roof is also insulated to keep the car weathertight and quiet when you're not in the mood for open-air motoring.

It has been sold in SE, Sport, S line and S3 trim, but in all cases, heated seats are only available as an optional extra, so if having these is important to you, make sure any car you're considering has had this option fitted.

Used Audi A3 Cabriolet

BuyaCar prices Limited stock

Audi A3 Saloon offers

Everything you see inside the Audi A3 Sportback is essentially identical on this four-door saloon variant, which does without a hatchback, but instead has a longer, lower boot area.

With a longer, sleeker-looking body, the saloon is very similar at the front, but passengers in the back seats will have to make do with more limited headroom thanks to that stylish, but constraining sloping roofline.

If the saloon body is more to your taste and you can do without a hatchback and don't need the most rear headroom possible, though, there is nothing that should stop you from going for this model over the more common Sportback hatchback. It's also worth considering a Mercedes CLA if you like this shape of car.

Used Audi A3 Saloon

BuyaCar prices Limited stock

*Representative PCP finance - Ford Fiesta:

48 monthly payments of £192
Deposit: £0
Mileage limit: 8,000 per year
Optional final payment to buy car: £2,923
Total amount payable to buy car: £11,926
Total cost of credit: £2,426
Amount borrowed: £9,500
APR: 9.9%

BuyaCar is a credit broker, not a lender. Our rates start from 6.9% APR. The rate you are offered will depend on your individual circumstances.


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