Best van finance deals: April 2025
From high-capacity haulers to compact models based on cars, there’s a huge range of vans available on BuyaCar
If you're looking for a cheap van deal, hunting down a well looked after used model is likely to be your best shot of saving money. The used market often has plenty of affordable van deals to choose from, meaning getting behind the wheel of a relatively low-mileage model with affordable monthly finance payments is within reach.
Whether you need a van for delivery jobs, to transport your goods to retailers or as a self-employed tradesperson, there are thousands of used vans available here on BuyaCar, with prices starting from less than £10,000
The variety of vans on sale now has grown massively in the past few years. The introduction of hybrid and electric models has added further choice, and while many drivers will still feel that a strong and dependable diesel is still the way to go, if you'd rather reduce your emissions and avoid paying the ULEZ in central London, we have cheap deals on electric vans available, too.
While the number of new cars sales has fallen since the pandemic began in 2020, van sales bounced back quickly to somewhere approaching pre-pandemic levels. So if you like so many others are in need of a new van, you have the chance to go for a cheaper used option and save some cash.
Ford Transit Custom
Loadspace From 6m3
Payload From 643kg
Fuel economy 34mpg-39mpg
The Ford Transit is by far the most popular van on British roads. That means there are plenty of them available on the used market, so you're going to be spoiled for choice when it comes to picking the best Transit for your needs. If you're looking for the lowest monthly costs, finance deals start from less than £450 per month on BuyaCar, rising from there for a newer or more upmarket versions.
It’s a brilliant-all rounder with strong and powerful diesel engines and two different wheelbases. It’s also one of the safest vans on the market, with a Euro NCAP rating of five stars out of five. However, legroom for front passengers isn’t great - something to consider if you regularly travel three up with tall people.
Ford Transit Custom 2.0 EcoBlue 130ps Low Roof Limited Van
Price: £16,499 or £250.58 a month
Mileage: 25,275
Annual mileage limit: 10,000
Deposit: £2,475
Monthly payments: 47 x £250.58 (£11,777.26)
Optional final payment: £7,462
Total payable: £21,964.26
APR representative: 13.4%
PCP agreement length: 48 months
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Mercedes Citan
Loadspace Up to 3.62m3
Payload Up to 686kg
Fuel economy 47.9-55.4mpg
The Mercedes-Benz Citan was the firm's first small van. In order to hit the ground running, Mercedes worked with Renault and used the Kangoo as the base for the Citan. However, it's far more than a badge swapping exercise, as the Citan is also infused with knowledge gained from Mercedes' larger Vito and Sprinter models.
The Citan is available in three lengths - standard, long wheelbase and compact. All versions drive very well with nicely weighted steering, a comfortable ride and impressive refinement. It's priced to reflect its premium positioning, but equipment levels are good, and we think you'll appreciate the difference.
Mercedes-Benz Citan 109CDI Pure Van
Price: £9,600 or £174.66 a month
Mileage: 48,347
Annual mileage limit: 10,000
Deposit: £1,440
Monthly payments: 47 x £174.66 (£8,209.02)
Optional final payment: £2,413
Total payable: £12,312.02
APR representative: 13.4%
PCP agreement length: 48 months
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Vauxhall Combo/Combo Life/Combo Cargo
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Loadspace Up to 4.4m3
Payload Up to 1,000kg
Fuel economy 48.7mpg-51.5mpg
The Vauxhall Combo is one of the best small vans on the market when it comes to carrying capacity, running costs and practicality. The Combo is also well equipped, particularly when it comes to safety kit, although some of this is an optional extra.
Like its sister vans, the Peugeot Partner and Citroen Berlingo, the Combo can carry up to 1,000kg and provide as much as 4.4 cubic metres of load space. It’ll also carry pipes and ladders, measuring up to 3.4 metres, when fitted with the optional FlexCargo load-through hatch. The Combo Life is a five or seven-seater people carrier.
The Combo can be had with a choice of petrol and diesel engines, or an EV powertrain that gives a claimed range of up to 271 miles, and remains an easy and largely stress-free van to drive. The cabin is airy, comfortable and modern, while the light steering and firm suspension provides a supple ride quality.
Vauxhall Combo Life 1.2 Turbo 130 Energy 5dr Auto [7 seat]
Price: £13,383 or £219.91 a month
Mileage: 24,247
Annual mileage limit: 10,000
Deposit: £2,007
Monthly payments: 47 x £219.91 (£10,335.77)
Optional final payment: £4,960
Total payable: £17,553.22
APR representative: 13.4%
PCP agreement length: 48 months
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Volkswagen Transporter
Loadspace Up to 6.8m3
Payload Up to 1200kg
Fuel economy 31.4mpg to 40.9mpg
The Volkswagen Transporter is popular among private buyers as well as businesses because of its dependability, and its history as a quality commercial vehicle. Build quality is a step above most others in this segment and it comes equipped with powerful and frugal engines, with the option of a PHEV arriving in the near-future. Most notable with the latest version is that it's the first time the VW Transporter has been co-developed with Ford, with the Transport and Transit Custom having much in common.
Volkswagen Multivan 1.4 TSI eHybrid Life 5dr DSG
Price: £47,896 or £643.75 a month
Mileage: 4,999
Annual mileage limit: 10,000
Deposit: £7,184
Monthly payments: 47 x £643.75 (£30,256.25)
Optional final payment: £27,527.50
Total payable: £65,218.15
APR representative: 13.3%
PCP agreement length: 48 months
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Renault Trafic
Loadspace Up to 8.9m3
Payload From 970kg
Fuel economy 38.7-40.9mpg
The Renault Trafic is a family face on the UK's roads thanks to the fact that the current generation model has been around for 10 years. In that time, Renault has given the Trafic a good going over not once but twice, ensuring the van's line-up of engines remains competitive, and its interior technology is up to scratch. Safety kit has also been enhanced in recent years.
The Trafic is available in numerous height and length configurations, depending on requirements, and with a choice of three diesel engines and an all-electric model, too. The latest version of the Trafic includes a folding centre seat and clipboard setup that Renault touts as allowing you to use the van's cab as an office. The Trafic is also the sister van to the Vauxhall Vivaro, Fiat Talento and Nissan NV300.
Renault Trafic SL28 Blue dCi 130 Business Van
Price: £18,594 or £317.79 a month
Mileage: 33,000
Annual mileage limit: 10,000
Deposit: £2,789
Monthly payments: 47 x £317.79 (£14,936.13)
Optional final payment: £6,301
Total payable: £24,276.23
APR representative: 13.4%
PCP agreement length: 48 months
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Citroen Dispatch
Loadspace 5.3-6.6m3
Payload 988kg
Fuel economy 38.7mpg-44.8mpg
The Citroen Dispatch was developed as part of a joint venture between Citroen, Peugeot and Toyota. As a result, the new Dispatch provides significant improvements over the outgoing model, with higher carrying capacities, lower running costs and improved refinement.
The latest Dispatch model is available in two sizes - M, giving a maximum load length of 3,674mm, and XL, giving a 4,024mm maximum load length - although it is unavailable as a high roof model. The larger Citroen Relay covers that.
There are two efficient diesel engines to choose from, with 120PS or 145PS, and an automatic gearbox is an option on the higher-powered unit. A 136PS electric e-Dispatch model comes in M or XL sizes, too, and features a maximum claimed range of 231 miles.
The Dispatch features plenty of car-like equipment, including a 10-inch touchscreen, while the driving experience is smooth and similar to driving a lower-slung model, too.
Citroen Dispatch 1200 1.5 BlueHDi 100 Van Enterprise
Price: £14,394 or £252.17 a month
Mileage: 49,000
Annual mileage limit: 10,000
Deposit: £2,159
Monthly payments: 47 x £252.17 (£11,851.99)
Optional final payment: £4,411
Total payable: £18,672.09
APR representative: 13.4%
PCP agreement length: 48 months
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Should I buy my new van outright, or use leasing or PCP?
The traditional route of buying the van outright with cash or a bank loan has long been supplemented with two more versatile and lower cost options - leasing (or Personal Contract Hire) and PCP.
Buying outright can yield discounts, while the advantage of contract hire means that you'll get a brand new van, while things like depreciation, and what to do with the van when the lease ends are taken care of by the finance company. PCP offers the advantages of the lease, but adds the flexibility of being able to buy the van at the end of your finance agreement if you find it meets your needs and you have the cash ready to pay for it.
Which method of paying for your next van will depend to a great deal on the size of your business, usage and plans for the future.
What do I do if I have a van to part exchange?
Having a van to part exchange adds a layer of complication to the buying process and while it’s important to research and know the part-exchange value of your van, you should always think about its valuation in the context of the deal.
We'd recommend establishing the price (including any discounts) of the new van with the salesperson before you speak about part-exchanging your current vehicle.
A dealer may offset a high part exchange value against a smaller discount for the new van, so try to think in terms of what you’ll ultimately be paying. You can always sell privately if you don't think the dealer's offer for your existing van is good enough.
How do I know what VAT to pay on my van?
It's important to note that some new vans are advertised without VAT. And this means you may have to pay 20 per cent on top of the price you thought you originally had to pay.
VAT paid on light commercial vehicles can only be reclaimed if your business is VAT registered. However, if the van is also used privately, the business can only reclaim the amount of VAT that’s proportional to business use. For example, a van that is in private use 50 per cent of the time, can only have half of the VAT reclaimed. VAT can also be reclaimed on leased commercial vehicles, subject to the same conditions for business use. In general HMRC assumes a mix of business and personal use, and amends VAT returns accordingly.