Best used cars for under £10,000

Being on a budget needn't mean missing out; £10,000 is more than enough for desirable SUVs, well-equipped estates and upmarket hatchbacks

BuyaCar team
Jul 21, 2021

A budget of £10,000 is enough to get you behind the wheel of some very exciting cars. Whether you find exuberance and flair to be exciting, or high-end comfort and cutting-edge tech, you'll find what you're looking for at this price point.

Heading to the used car market is a great way for you to save money, but also an opportunity to climb into the driving seat of something much better than you'd have considered possible if you were looking at brand new cars. We're here at BuyaCar to make the process that much easier, too, you won't even need to leave your house.

The array of choices available to you is wide-reaching and eclectic. Tall, well kitted out SUVs such as the Kia Sportage are well within reach, as are upmarket offerings from the likes of Audi and Volkswagen, whereas you'd be lucky to get hold of a Dacia Sandero or Volkswagen Up if you were buying a brand new car.

You don't have to pay cash prices either; you could make things even more affordable with used car finance. While you don't actually own the car yourself, if minimising the initial cost is of greater importance to you, a PCP finance deal on a used car might just be the way to go.

Best used cars for under £10,000

1. Volkswagen Golf

Best used car under £10,000 for all-round ability

Our pick Volkswagen Golf 1.4 TSI SE 5dr
Used deals from £9,001
Monthly finance from £185*

A feeling of luxury and everyday practicality come together in the Volkswagen Golf - all for a reasonable price. Its best features include a smooth ride and quiet interior, as well as a very solid and upmarket feel, while it's also hugely practical with plenty of legroom, a large boot and split-fold rear seats that fold completely flat if you need to transport some bulky furniture.

There are plenty of entry-level S models around, but we'd recommend SE or Match trim for their additional equipment and uprated rear suspension that makes the Golf smoother on bumpy roads yet more agile in corners. The diesel engines are strong and economical but if you cover less than around 20,000 miles per year, consider the mid-power turbocharged 1.4-litre petrol that will nudge 50mpg yet can accelerate from 0-62mph in less than 10 seconds.

This model has now been replaced by the latest version of the Golf, but even the cheapest used versions on BuyaCar cost from £20,023, so it's your best chance of getting your hands on the ultimate family hatchback for less than £10,000, and don't be surprised if prices for this older model continue to fall even lower. Keep an eye out for the post-2017 update which brings some extra kit and refinement; although they're generally more expensive, it could be a case of a few pounds per month separating this and the earlier version.


2. Mazda 6

Best used car under £10,000 for exec-style motoring on a budget

Our pick Mazda 6 2.2D SE
Used deals from £11,899
Monthly finance from £224*

The Mazda 6 has earned itself a deserved reputation in recent years for providing the sort of satisfying driving experience and upmarket feel that you’re more likely to seek in a compact executive saloon such as a BMW 3 Series or Audi A4.

The difference with the Mazda 6 is that, because it has to go without a posh brand badge on the bonnet, you get to experience executive saloon comfort, luxury and driving fun at a much lower price.


3. Kia Sportage

Best used car under £10,000 for long warranty

Our pick Kia Sportage CRDi 2
Used deals from £8,995
Monthly finance from £205*

Practical, economical and efficient to drive, the Kia Sportage is a large crossover that brings new meaning to the term 'value for money'. We're primarily referring to the previous generation model here, sold between 2010 and 2016, however, the more recent version (pictured above), is starting to become available for around £10,000 and this is even more appealing.

There are four-wheel-drive models on offer, but these use more fuel than two-wheel-drive alternatives without much in the way of added off-road credentials. The 1.7-litre CRDi diesel provides the best balance of economy and performance. If you want leather seats, go for ‘3’ trim. If not, go for the cheap ‘2’ level, this still features air-conditioning, Bluetooth and reversing sensors.

While the Sportage might be classed as a 'large' car, it certainly doesn't feel it when you're sat behind the wheel. Its steering has a compliant and direct feel that inspires confidence when you're navigating even the narrowest of lanes.


4. Abarth 595

Best used car under £10,000 for hot hatch performance

Our pick Abarth 595 Competizione
Used deals from £8,799
Monthly finance from £167*

We're taking a few steps away from practicality for a moment and instead focusing on raw driving enjoyment and sensory stimulation. The Abarth 595 is a stripped-down and tuned up version of the Fiat 500, so you're getting much of what you see in the standard city car, but with a few rather garish additions.

For starters there's a 1.4-litre turbocharged petrol engine delivering far more power than the little Fiat was ever designed for, which is connected to an exhaust system that growls and pops constantly and elevates volume levels to maximum at all times - subtle is not an option here, especially not in Competizione trim where things get even noisier.

There's a sporty body kit, with bulky front and rear bumpers, sporty side sills and alloy wheels, you also get sports seats, a sports steering wheel, and super-firm suspension that makes things rather rough and aggressive at any speed on any road. Any notions of comfort are thrown out the window and replaced by full-scale sensory overload.

The Abarth will only cater to a very specific set of needs, but you're looking for cheap thrills, there aren't many better.


5. Audi A1

Best used car under £10,000 for small car quality

Our pick Audi A1 Sport 1.4 TFSI 3dr
Used deals from £9,255
Monthly finance from £175*

The Audi A1 brings the brand’s famed quality within reach of more people. Granted it’s a tiddler compared with huge saloon cars like the Audi A8, but it boasts the same attention to detail and rock-solid feel.

Legroom in the back of the Audi A1 isn't as substantial as you'll find in a Volkswagen Polo or Skoda Fabia (two cars which share the same mechanicals) and it can be awkward to get in there if you opt for the three-door A1, which requires you to squeeze behind the tilting front seats, rather than the five-door A1 that Audi calls 'Sportback'.

There is a wide choice of petrol and diesel engines, but the smooth and punchy 125hp turbocharged 1.4-litre unit suits the car’s character perfectly and is the one to have.


6. Citroen C4 Cactus

Best used car under £10,000 for crossover comfort

Our pick Citroen C4 Cactus 1.2 Flair
Used deals from £6,999
Monthly finance from £153*

Distinctive, economical and comfy – the C4 Cactus marks a return to form for Citroen. It isn’t everybody’s cup of tea, but this wacky car backs up its unconventional style with the increasingly unconventional focus on making the car hugely comfortable rather than sporty in appearance or feel.

The most eye-catching features are its protective plastic 'Airbump' panels on the doors and ‘eyebrow’ daytime running lights above the headlights. However, their divisive nature means that an updated version of the car, launched in 2018, no longer features them so prominently. Whichever version you prefer, you should be able to find one for less than £10,000.

It’s certainly practical, but could be more so if the rear seat folded in two halves, allowing you to boost luggage space and have space for one passenger in the back. It's one of the measures that helped keep the price of the Cactus cheap. A more positive factor in keeping the Cactus cheap - cheap to run, in this case - is the car’s selection of efficient petrol and diesel engines.


7. Dacia Duster

Best used car under £10,000 for SUV value

Our pick Dacia Duster 1.5dCi 110 Laureate
Used deals from £6,500
Monthly finance from £138*

When it comes to value for money, little can touch a Dacia Duster. New, the SUV range starts at just £10,995, and that is for the overhauled updated model. Buy used and those pounds fall away.

The high-specification Laureate, which confounds those who dismiss Dacia as a budget brand, features air-conditioning, 16-inch alloy wheels, electric windows all-round and cruise control. It's by far the most expensive Duster variant, but still great value in comparison to many rivals. You can save more by going for mid-range Ambiance trim which is still reasonably well equipped.

The diesel engine is fairly economical and powerful enough for swift progress, but most versions sold before September 2015 don't meet the latest Euro 6 emissions regulations, so they aren't the best choice if you're intending to travel into central London.


8. Volkswagen Up

Best used car under £10,000 for city car convenience

Our pick Volkswagen Up 1.0 60hp Move Up 5dr
Used deals from £4,249
Monthly finance from £127*

Choosing between the little Volkswagen’s sister cars, the Skoda Citigo and Seat Mii is no easy task, but the VW Up gets the nod for its more desirable image, higher-quality interior fittings, and, since 2016, slightly wider engine range. There’s a three-door version but the five-door makes much better use of the available space.

The Up is reasonably roomy but to be fair, the back seats are unlikely to be used that often. Instead, its forte is nipping along city streets, sipping fuel. If long journeys are a regular part of your driving diet, choose the more powerful but less economical 75hp engine.


9. Ford Fiesta

Best used car under £10,000 for supermini efficiency

Our pick Ford Fiesta 1.0 100hp EcoBoost Zetec 5dr
Used deals from £6,200
Monthly finance from £124*

Stylish, great to drive, economical and reasonably well packaged, the previous-generation Ford Fiesta is a great car. Until the new version came along in 2017, it was the best-selling car in Britain - incidentally, the new version remains one of Britain's most popular cars. Its only real shortcoming is its limited rear interior and boot space, but you can't have everything in a car this size.

For under £10,000, your best option is to go for a 1.0-litre turbocharged 'EcoBoost' model with 100hp, which is economical and powerful. Zetec trim provides just about all of the equipment that you need, although you could reach much higher than that and get hold of an ST-Line model instead.


10. Audi A3

Best used car under £10,000 for luxury feel

Our pick Audi A3 2.0 TDI SE
Used deals from £9,995
Monthly finance from £193*

The Audi A3’s build quality is unrivalled in its segment, even by the Volkswagen Golf, a car that is mechanically very similar. There are plenty of petrol and diesel options; a choice of three or five doors; as well as the option of a Cabriolet (starting at £14,999), and as a Saloon (from £13,850).

For less than £10,000, you'll be looking at a hatchback. The petrol engine options are smooth and quiet; more powerful versions are quick too. If you do want a diesel, the 2.0-litre option is economical (49mpg in real-world testing) but also surprisingly powerful, and has good in-gear acceleration.


*Representative PCP finance - Ford Fiesta:

48 monthly payments of £192
Deposit: £0
Mileage limit: 8,000 per year
Optional final payment to buy car: £2,923
Total amount payable to buy car: £11,926
Total cost of credit: £2,426
Amount borrowed: £9,500
APR: 9.9%

Buyacar is a credit broker, not a lender. Our rates start from 6.9% APR. The rate you are offered will depend on your individual circumstances.


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