Best used 2017-present Volvo XC60 PCP finance deals

Here’s our rundown of the best Volvo XC60 deals and what you get for your money when you choose to go for this luxurious SUV

Matt Rigby
Nov 23, 2021

Few SUVs offer as relaxed a driving environment as a Volvo XC60. Where many upmarket off-roaders are all about sporty styling add-ons and showy design features, the XC60 plots a more restrained course. In a nod to the brand’s Swedish heritage, the XC60 majors on the relaxed, airy and understated elegance of Scandinavian design, offering simple lines inside and out, and a light, bright interior that features plenty of wood (depending on trim version) and leather. No super-sporty carbon-fibre effect trim here.

So although the XC60 is designed as a competitor for cars like the BMW X3, Mercedes GLE and Audi Q5, it does so in its own, appealingly chilled-out, way. Keep reading to find out which version of the XC60 is for you.

Engine options have included a pair of diesels, two plug-in hybrids (T6 and T8), and turbocharged petrol engines. Mild hybrid technology was introduced to some petrol and diesel models in 2019 boosting both their performance and fuel efficiency (look for models badged with a 'B'), and diesel engines have since been dropped from Volvo's cars.

There’s also a performance-focused Polestar Engineered model, which has an enhanced chassis, engine, gearbox and brakes for a sportier feel. You can spot these by their gold brake callipers and gold seatbelts.

An older version of the XC60 was sold up until 2017, and is still a popular choice among SUV buyers after safe and classy family transport, but it’s the newer, much more plush and high-tech second generation model we’re focusing on here.

Volvo XC60 deals

Volvo XC60 Momentum PCP offers

Momentum is the most basic trim available in the XC60, but basic isn’t really an appropriate term here. Equipment includes LED lights, front and rear park assist, cruise control, automatic lights and wipers, keyless entry and sat-nav built into the portrait-aspect nine-inch touchscreen media system. There’s also leather seats, the front pair of which are heated.

The 18-inch alloy wheels do perhaps look a trifle undersized and the twin circular exhaust pipes aren't as posh-looking as the more intricate items on models higher up the range, but the overall effect is still impressively classy.

Nearly new Volvo XC60 Momentum

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Volvo XC60 Momentum
Used Volvo XC60 Momentum

BuyaCar prices from £23,999
Monthly finance from £354*

Volvo XC60 R-Design PCP offers

R-Design XC60s take the styling down a (slightly) sporty route, with tweaks to the bumpers, side skirts and a rear roof spoiler. There are also larger wheels, tinted windows and sports suspension. The tweaked suspension makes the car a bit more responsive on twisty roads, but you will find it slightly less relaxing as a result due to the firmer ride.

Nearly new Volvo XC60 R-Design

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Volvo XC60 R-Design
Used Volvo XC60 R-Design

BuyaCar prices from £24,595
Monthly finance from £350*

Volvo XC60 Inscription PCP offers

Inscription models emphasise the luxurious nature of the XC60, rather than the more sporty angle of the R-Design cars. On the outside, there are dramatic 19-inch alloy wheels or even the option of supersized 22-inch alloys and a smattering of chrome trim. Inside, the Inscription takes a subtler approach; you get a soft Nappa leather interior, electrically adjustable seats and smart-looking driftwood-inspired veneer inlays.

Nearly new Volvo XC60 Inscription

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Volvo XC60 Insription
Used Volvo XC60 Inscription

BuyaCar prices from £26,300
Monthly finance from £403*

Volvo XC60 Pro PCP offers

There are also ‘Pro’ versions of each XC60 trim level listed above. These add extra tech kit such as active headlights which swivel as you turn the wheel, keyless entry, a power-operated bootlid and a heated steering wheel.

Nearly new Volvo XC60 Pro

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Volvo XC60 Pro
Used Volvo XC60 Pro

BuyaCar prices from £24,250
Monthly finance from £401*

*Representative PCP finance - Ford Fiesta:

48 monthly payments of £192
Deposit: £0
Mileage limit: 8,000 per year
Optional final payment to buy car: £2,923
Total amount payable to buy car: £11,926
Total cost of credit: £2,426
Amount borrowed: £9,500
APR: 9.9%

BuyaCar is a credit broker, not a lender. Our rates start from 6.9% APR. The rate you are offered will depend on your individual circumstances.


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